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Get your Buy To Let Mortgage Calculator. First Time Borrowing to reach 200,000. Research says that first time buyer’s average mortgages have increased by 10.7% a year form 1996 to 2006. In 1996 the average mortgage for a first time buyer was 39,811, nowadays it is 120,500 and will likely rise to 200,000 by 2012. First time buyers are taking out mortgages three times their income now and need to earn around 40,000 but in 2012 they would need to earn the huge amount of 66,800. One of the advantages or reas...
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