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Ferguson Oliver - Homepage

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Ferguson Oliver - Homepage | fowm.co Reviews
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Welcome to Ferguson Oliver
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1 ifa@ferguson oliver co uk
2 our team
3 testimonials and reviews
4 wealth management
5 protection
6 about protection
7 life protection
8 income protection
9 business protection
10 mortgages
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Ferguson Oliver - Homepage | fowm.co Reviews

https://fowm.co

Welcome to Ferguson Oliver

INTERNAL PAGES

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1

Advanced Pensions

http://www.fowm.co/Pensions/Advanced_Pensions_1

What are your duties? When do you need to act? In recent years the pensions industry has become more advanced in terms of the flexibility of investments available and the structure of the actual pension arrangements. It is an area of constant change and you should consult us/me regularly to make preparations for a secure and enjoyable retirement. Self Invested Personal Pensions (SIPPs). The benefits of using a SIPP include being able to invest in:. Unit trusts, open ended investment companies (OEICs).

2

Pensions Simplification

http://www.fowm.co/Pensions/Pensions_Simplification_1

What are your duties? When do you need to act? Lsquo;A’ Day (the Appointed day) arrived on 6th April 2006 and brought with it sweeping and radical changes in relation to pension legislation. This has created a single universal regime that replaced the previous eight tax regimes and the changes affect all savers in occupational and personal pension schemes, employers and financial advisers. Early retirement age available from age 55. Up to 25% Tax Free Cash. In addition another raft of changes introduced ...

3

Investment Assets

http://www.fowm.co/Savings_and_Investments/Investment_Assets

What are your duties? When do you need to act? All investments carry some risk, and the Investing and Risk page includes some information on how we might manage this risk. We can learn more about the particular risks and rewards of different investment funds by looking at their sector and assets in more detail. Sectors and Assets -. Although there are no guarantees as to performance or returns from any sector, our knowledge and experience can indicate how we might expect investments to perform. Registere...

4

Retirement Income Options

http://www.fowm.co/Pensions/Retirement_Income_Options_1

What are your duties? When do you need to act? Your Options At Retirement. From age 55, there are a number of options available to you including:-. Draw your benefits available from the existing provider. Purchase an annuity with a different provider on the Open Market. This could potentially increase the payments to you. Move to Flexi-access Drawdown (or Third Way Plan). Use the Uncrystallised Fund Pension Lump Sum (UFPLS) rules. Move to Phased retirement. Move to a combination of the above. You are abl...

5

The Basics

http://www.fowm.co/Mortgages/Mortgage_Basics

What are your duties? When do you need to act? Mortgages - The Basics. Mortgages are one of the largest single transactions in most people’s lives. Buying a property can be a stressful and time consuming experience, although nowadays the financing of a mortgage is a case of finding and selecting the most suitable mortgage, rather than simply accepting a lender’s offer. Repayment (capital and interest) Method. As the name suggests, with the interest only method you only repay the interest on the amount bo...

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Ferguson Oliver - Homepage

What are your duties? When do you need to act? Ferguson Oliver Wealth Management. Welcome to Ferguson Oliver Wealth Management. With more than 30 years behind us we pride ourselves on our ability to advise clients in a relaxed yet informed manner. In this modern world where personal contact and advice is restricted we work hard at establishing and maintaining strong client relationships no matter the style, size or frequency of your business with us. For our latest news please visit our Facebook page: -.

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