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Proudly Serving Gilbert, Chandler and surrounding east valley communities with cost effective life insurance solutions for everyday familes

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CONTACTS AT FREELIFE-LTCQUOTE.COM

Shane Lubarsky

4756 E ●●●●●●●se Road

gi●●rt , Arizona, 85297

UNITED STATES

1480●●●●9851
lu●●●●●●●●●●@gmail.com

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Shane Lubarsky

4756 E ●●●●●●●se Road

gi●●rt , Arizona, 85297

UNITED STATES

1480●●●●9851
lu●●●●●●●●●●@gmail.com

View this contact

Shane Lubarsky

4756 E ●●●●●●●se Road

gi●●rt , Arizona, 85297

UNITED STATES

1480●●●●9851
lu●●●●●●●●●●@gmail.com

View this contact

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Home - Lubarsky Insurance Agency | freelife-ltcquote.com Reviews

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Proudly Serving Gilbert, Chandler and surrounding east valley communities with cost effective life insurance solutions for everyday familes

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Insurance Basics - Lubarsky Insurance Agency

http://www.freelife-ltcquote.com/insurance-basics

Premiums are based on the Cost of Insurance and many factors determine the actual cost. The most common factors that determine the cost of insurance are:. Health (past and present). Your rate class is determined by all of these factors so your agent will create a quote based on the information you provide but your actual approval rate class will be depend on discovery through underwriting. Each type of policy has its purpose to fill specific needs so when you begin the process of determining what fulfill...

2

Annuity Basics - Lubarsky Insurance Agency

http://www.freelife-ltcquote.com/annuity-basics

An annuity is a contract between you and an insurance company that requires the insurer to make payments to you, either immediately or in the future. You buy an annuity by making either a single payment or a series of payments. Similarly, your payout may come either as one lump-sum payment or as a series of payments over time. Why do people buy annuities? People typically buy annuities to help manage their income in retirement. Annuities provide three things:. What kinds of annuities are there? The insur...

3

Insurance Riders - Lubarsky Insurance Agency

http://www.freelife-ltcquote.com/insurance-riders

Instead of purchasing a life insurance policy that does not quite meet your requirements, you can amend your policy by attaching an insurance rider. Typically riders supplement an existing life insurance policy with more coverage, but a rider can also be made to diminish the coverage outlined by a policy. Some of the most important life insurance riders include the accidental death rider, the guaranteed insurability rider, the waiver of premium rider, the family income benefit rider and Long Term Care.

4

Career Opportunities - Lubarsky Insurance Agency

http://www.freelife-ltcquote.com/career-opportunities

We are actively looking for candidates that are business minded that would like to start an exciting and lucrative career in the Financial Services industry. Our business model allows you to start on a part time basis to establish a client base and financial security before you go full time. We do business with some of the largest insurance and investment companies such as:. We are not offering a job so if it’s a job you want this is not an opportunity for you. We are offering an opportunity to build...

5

Business Life - Lubarsky Insurance Agency

http://www.freelife-ltcquote.com/business-life

What Type of Businesses Need Key Man Insurance. Who Is A Key Man? Types of Key Man Insurance. Whole and Universal Life Insurance. Death benefits on key person insurance can currently be taxed unless: A) the employee was notified in writing about the policy before it was issued; B) the employee gave the employer written consent to being insured under the policy; or C) the employee was notified in writing that the employer is the beneficiary of the policy. If these steps are not taken prior to the insu...

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