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Future Guard - Group Long Term Care Plan

Welcome to the Future Guard Group Long Term Care Plan. While it is often thought that long term care is only needed during the last stages of the aging process, 40% of those who need long term care are working-age adults. Who need care because of stroke, heart disease, cancer, disabling injuries, or mental impairments.*. The average cost of nursing home care is currently over $60,000 per year. And Medicare and private medical insurance plans do not provide coverage for these costs.

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San●●●cos , CA, 92069-6022

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Welcome to the Future Guard Group Long Term Care Plan. While it is often thought that long term care is only needed during the last stages of the aging process, 40% of those who need long term care are working-age adults. Who need care because of stroke, heart disease, cancer, disabling injuries, or mental impairments.*. The average cost of nursing home care is currently over $60,000 per year. And Medicare and private medical insurance plans do not provide coverage for these costs.
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Future Guard - Group Long Term Care Plan | futureguardltc.com Reviews

https://futureguardltc.com

Welcome to the Future Guard Group Long Term Care Plan. While it is often thought that long term care is only needed during the last stages of the aging process, 40% of those who need long term care are working-age adults. Who need care because of stroke, heart disease, cancer, disabling injuries, or mental impairments.*. The average cost of nursing home care is currently over $60,000 per year. And Medicare and private medical insurance plans do not provide coverage for these costs.

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1

Future Guard - Frequently Asked Questions

http://www.futureguardltc.com/gl_faq.htm

What Is Long Term Care? Long term care is health or personal care which is needed over an extended period of time and is not provided in a hospital, and it can mean many different things. It can be nursing care provided part-time or around the clock by registered nurses or other highly qualified medical professionals such as therapists, either at home or in a nursing home. Who Needs Long Term Care? While it is often thought that long term care is only needed for the aging process, 40% of those who need l...

2

Future Guard - For Other Groups

http://www.futureguardltc.com/gl_groups2.htm

In addition to employer groups, the Future Guard plan may be available to other types of group sponsors recognized by state insurance law, including labor unions. Trade and professional association groups. All enrollments are handled by direct mail and the plan is identical in all states. Insurance Department filings allowing solicitation of residents are required in certain states. Filings will only be done where there is a substantial population of members. Web Design by Evolution Design.

3

Future Guard - Benefits

http://www.futureguardltc.com/gl_benefits.htm

Standard Benefits included in all plans:. Daily Facility Care Benefits of $100 to $300 in $25 increments, as selected by the individual applicant. Daily Home Based Care Benefit is 100% of selected Daily Facility Care Benefit. Lifetime Maximum Benefit of 1,500 times the Daily Facility Care Benefit. Guaranteed Benefit Increase allows opportunities to increase coverage every three years to keep pace with inflation. Waiver of premium while you are receiving benefits and for six months after benefits end.

4

Future Guard - For Employer Groups

http://www.futureguardltc.com/gl_groups1.htm

Studies show that employees who have long-term care responsibilities for a family member experience stress and increased absenteeism. Both problems that can affect their job performance. Future Guard offers an opportunity for employees to purchase long term care protection at group rates, and their family members are eligible to apply as well, including spouses, siblings, parents, parents-in-law, grandparents, and grandparents-in-law. Web Design by Evolution Design.

5

Future Guard - About Future Guard

http://www.futureguardltc.com/gl_about.htm

GLTC Insurance Administrators, Inc., of San Diego CA has been marketing and administering group long term care insurance since 1981, with experience in individual long term care plans dating back to 1973. Since 1997 GLTC has been the exclusive national Plan Administrator for the CNA Future Guard Group Long Term Care Plan, and group long term care insurance is our only business. As the insurer, CNA handles underwriting approvals and pays claims. GLTC does the rest, including:.

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Welcome to the Future Guard Group Long Term Care Plan. While it is often thought that long term care is only needed during the last stages of the aging process, 40% of those who need long term care are working-age adults. Who need care because of stroke, heart disease, cancer, disabling injuries, or mental impairments.*. The average cost of nursing home care is currently over $60,000 per year. And Medicare and private medical insurance plans do not provide coverage for these costs.

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