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Rama Rimmalapudi
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iYagna Limited
Rama Rimmalapudi
225A ,●●●●●●Street
Hou●●●low , Middlesex, TW3 1DH
GB
View this contact
iYagna Limited
Rama Rimmalapudi
225A ,●●●●●●Street
Hou●●●low , Middlesex, TW3 1DH
GB
View this contact
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消費者金融でキャッシング利用をすることは決して怖いことではない
2010年施行の総量規制とは、 金融業者が私人に過大な貸付を行なわないように という目的で、 個人の総借金額が年収の1/3より多くなってはいけない というように規制した貸付に関する法律です。 融資サービスがあっても、銀行は 貸金業者 ではないとされており、何がどうあれ 銀行 ですから、貸金業法の規制対象にはなりません。 ローン情報に必ず載っている総量規制とは、 貸金業者が一般の消費者に際限なく貸付を行なわないように という趣旨の元、 個人への融資の合計金額が年収の3分の1以下でなければいけない というふうに規定した貸付に関する法令なのです。
