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CALL OR EMAIL FOR A FREE CONSULTATION. Consumer Rights Attorneys For California. Golden and Cardona-Loya, LLP is a law firm dedicated to protecting the rights of California’s consumers. We firmly believe that all are entitled to justice. We represent individuals in legal matters against banks, credit card companies, mortgage servicers, debt collectors, and other financial institutions. We are located in San Diego County and represent individuals all across California. Here’s what past clients have to say:.

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CALL OR EMAIL FOR A FREE CONSULTATION. Consumer Rights Attorneys For California. Golden and Cardona-Loya, LLP is a law firm dedicated to protecting the rights of California’s consumers. We firmly believe that all are entitled to justice. We represent individuals in legal matters against banks, credit card companies, mortgage servicers, debt collectors, and other financial institutions. We are located in San Diego County and represent individuals all across California. Here’s what past clients have to say:.

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goldencardona | goldencardona.com Reviews

https://goldencardona.com

CALL OR EMAIL FOR A FREE CONSULTATION. Consumer Rights Attorneys For California. Golden and Cardona-Loya, LLP is a law firm dedicated to protecting the rights of California’s consumers. We firmly believe that all are entitled to justice. We represent individuals in legal matters against banks, credit card companies, mortgage servicers, debt collectors, and other financial institutions. We are located in San Diego County and represent individuals all across California. Here’s what past clients have to say:.

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Golden & Cardona-Loya - San Diego Life and Estate Planning Attorneys

https://www.goldencardona.com/testimonials

Disclaimer: Although we are proud of our accomplishments, there is no guarantee we can obtain similar results for you. The professionalism and courtesy I have received from Golden and Cardona-Loya is outstanding. SI, San Diego County, California. The firm was excellent in helping me get the settlement with the bank and reduced the amount I had to pay considerably. I would recommend this firm to anyone. ZL, Stanislaus County, California. WC, Contra Costa County, California. RP, Orange County, California.

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Consumer Rights Attorneys For California - Golden & Cardona-Loya, LLP.

https://www.goldencardona.com/creditlaw

Fair Credit Reporting Act/California Consumer Reporting Agencies Act. California has similar law commonly referred to as the CCRAA. This law also prohibits furnishers from providing inaccurate information to credit reporting agencies. These laws are to promote the accuracy, fairness, and privacy of your personal information. What can I do if there is a mistake on my credit report? Do my unpaid or delinquent accounts get removed after a certain period of time?

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Consumer Rights Attorneys For California - Golden & Cardona-Loya, LLP.

https://www.goldencardona.com/studentlaw

Negotiations, Repayment Plans and Discharges. There are a number of different repayment plans available to students that are designed to enable them to repay their student loans. One of the most beneficial programs is the Income-Based Repayment Plan. If you do not qualify for the IBR plan you may qualify for the Income-Contingent Repayment. Even if there is a judgment against you or a wage garnishment, it might not be too late. Give us a call for a free consultation. San Diego, California. If you have be...

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Golden & Cardona-Loya - Chula Vista Debt Collection Defense Attorneys

https://www.goldencardona.com/attorneys

The attorneys at Golden and Cardona-Loya, LLP pride themselves on their honesty, integrity and refusal to back down until they have obtained a fair and just result for their clients. We feel that responsiveness is an important aspect of the attorney-client relationship. We make ourselves easily accessible to all our clients by phone or email. In most circumstances we respond to client questions within 24 hours. Jeremy S. Golden, Esq. Top Attorney Consumer Law San Diego Metro Magazine 2011. United States ...

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Golden & Cardona-Loya - San Diego Life and Estate Planning Attorneys

https://www.goldencardona.com/practice

We aggressively defend you in lawsuits brought by debt buyers, debt collectors or creditors. Our attorneys have successfully defended over 250 collection lawsuits, by obtaining a dismissal or winning the case at trial, thereby saving our clients over $1.8 million. Fair Debt Collections Practices Act / Rosenthal Act. California has a very similar law commonly referred to as the Rosenthal Act. This law prohibits the same kind of abuse by direct creditors attempting to collect a consumer loan. We were at th...

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Debt Validation Letter - Why it could land you in hot water

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Average Settlement: 36.46%. With fees: 44.58% Learn more. I help people settle ALL of their debts at the same time. I charge 10-15% of the savings. Debt Validation Letter – Why it could land you in hot water. Posted by Jared Strauss. It is very important that you understand the potential reactions that are created when sending a debt validation letter on “valid” debts. If you feel your debt isn’t valid, and this information doesn’t apply to you, then you should send a Debt Validation Letter. There was a ...

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CALL OR EMAIL FOR A FREE CONSULTATION. Consumer Rights Attorneys For California. Golden and Cardona-Loya, LLP is a law firm dedicated to protecting the rights of California’s consumers. We firmly believe that all are entitled to justice. We represent individuals in legal matters against banks, credit card companies, mortgage servicers, debt collectors, and other financial institutions. We are located in San Diego County and represent individuals all across California. Here’s what past clients have to say:.

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