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At the interface between health markets and policy. Direct primary care practices increase — but the model comes with several downsides. March 21, 2018. A new kind of doctor’s office that doesn’t take insurance and charges a monthly fee is ‘popping up everywhere’ and that could change how we think about healthcare – SFGate. However, there are several downsides:. The possibility of people relying on DPC as their sole medical plan and avoiding purchasing a high deductible plan to cover major care needs....