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Lynchburg Hodges Life, Health, Medicare Insurance

Lynchburg Insurance Agency that offers Life, Health and Medicare Insurance.

http://www.hodgesinsuranceagency.com/

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King ●●●●●ussia , PA, 19406

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Lynchburg Hodges Life, Health, Medicare Insurance | hodgesinsuranceagency.com Reviews

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Lynchburg Insurance Agency that offers Life, Health and Medicare Insurance.

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1

About – Hodges Insurance

https://www.hodgesinsuranceagency.com/about

We are an independent insurance agency, which means we do not work for an insurance company. We have the freedom to choose.

2

Healthcare FAQ – Hodges Insurance

https://www.hodgesinsuranceagency.com/healthcare-faq

No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and offers many other important benefits. Health insurance protects you from unexpected, high medical costs. You pay less for covered in-network health care. Even before you meet your deductible. You get free preventive care. Like vaccines, screenings, and check-ups, even before you meet your deductible.

3

Life Insurance – Hodges Insurance

https://www.hodgesinsuranceagency.com/life-insurance

The classic argument to avoid life insurance runs, “If I die, why do I need money? You don’t — but your family, your business or your favorite charity might. So anyone with dependents, human or otherwise, might need life insurance. After the secured period ends, the company can charge one of several rates filed with the state insurance commissions. Speaking of rates, start by assuming the initial quoted rate for your age and life circumstances is too low. Whole life offers term insurance’s set payo...

4

Health Coverage – Hodges Insurance

https://www.hodgesinsuranceagency.com/health-coverage

Why Do You Need Health Insurance? A short hospital stay can cost thousands of dollars. If you don’t have insurance, you could be responsible for the entire bill. With the Affordable Care Act mandating that most Americans purchase health insurance beginning in 2014, some people — especially those who are young or healthy — are questioning why they need coverage at all. Consider these factors when deciding whether to buy health insurance. Without coverage:. You may need to pay a penalty. You may be healthy...

5

Medicare – Hodges Insurance

https://www.hodgesinsuranceagency.com/medicare

What it means to pay primary/secondary. The insurance that pays first (primary payer) pays up to the limits of its coverage. The one that pays second (secondary payer) only pays if there are costs the primary insurer didn’t cover. The secondary payer (which may be Medicare) may not pay all the uncovered costs. If your employer insurance is the secondary payer, you may need to enroll in Medicare Part B before your insurance will pay.

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