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Why work with a CPA/PFS? What Our Kids Can Teach us About Saving Money. Would you guess that Millennials are effectively saving for retirement? Well, they are. Events on Wall Street. Can successful investors predict changes in the markets? Some can but others miss the market’s signals. Are you ready for retirement? Here are five words you should consider. Interest Rates: How Low Can They Go? The question used to be, How low can interest rates go? Sign Up for Our Newsletter. Thinking of Retiring Abroad?

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Home | Horizon 2k Financial Planning | horizon2k.com Reviews

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Why work with a CPA/PFS? What Our Kids Can Teach us About Saving Money. Would you guess that Millennials are effectively saving for retirement? Well, they are. Events on Wall Street. Can successful investors predict changes in the markets? Some can but others miss the market’s signals. Are you ready for retirement? Here are five words you should consider. Interest Rates: How Low Can They Go? The question used to be, How low can interest rates go? Sign Up for Our Newsletter. Thinking of Retiring Abroad?

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Glossary | Horizon 2k Financial Planning

http://www.horizon2k.com/tools/glossary

Why work with a CPA/PFS? A method of exchanging insurance-related assets without triggering a taxable event. Cash-value life insurance policies and annuity contracts are two products that may qualify for a 1035 exchange. A 403(b) plan is similar to a 401(k). A 403(b) is a qualified retirement plan available to employees of non-profit and government organizations. A mortgage with an interest rate that is adjusted periodically based on an index. Adjustable-rate mortgages generally have lower initial in...

2

Helpful Documents | Horizon 2k Financial Planning

http://www.horizon2k.com/p/helpful-documents

Why work with a CPA/PFS? Read Our Free Guide. Don't Panic: 4 Level-Headed Strategies for Volatile Markets. Read Our Free Guide. 9 Investment Pitfalls high-net worth investors should avoid. Read Our Free Guide. Peace of Mind Checklist. Sign Up for Our Newsletter. Receive our Weekly Market Update directly into your inbox. Check the background of your financial professional on FINRA's BrokerCheck. Securities offered through TFS Securities, Inc. Member FINRA. 150 River Road H-1.

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Lifestyle | Horizon 2k Financial Planning

http://www.horizon2k.com/resource-center/lifestyle

Why work with a CPA/PFS? Creating a life map involves a close review of personal finances and an assessment of other building blocks. Lifestyle matters look at how to balance work and leisure, how to make smart choices for the future, and many other items in an effort to help an individual “enjoy the journey.”. What to Do When You Lose Your Wallet. Ever lost your wallet? Frustrating. Here’s what you can do to keep yourself safe. To Buy or Not to Buy. Creative Ways to Motivate Your Employees. If you find ...

4

Money | Horizon 2k Financial Planning

http://www.horizon2k.com/resource-center/money

Why work with a CPA/PFS? One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work. Keeping Up with the Joneses. Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?

5

Tools | Horizon 2k Financial Planning

http://www.horizon2k.com/tools

Why work with a CPA/PFS? Our glossary of terms has more than 200 entries that explain various financial concepts, ideas, and strategies. Scroll through and find the information you need. Our tax center was designed to help you access the resources you may need to prepare for the upcoming tax season. Click on the link to find tax tools and information. Sign Up for Our Newsletter. Receive our Weekly Market Update directly into your inbox. Securities offered through TFS Securities, Inc. Member FINRA.

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Montville, NJ CPA Firm | Personal Financial Planning Page | Michael J. Nicoletti CPA

http://www.mjncpa.com/personalfinplan.php

Do it Yourself or Hire a Pro? Tax Preparation and Planning. Buy QuickBooks and Save. Estate Tax Info and Updates. Today's News and Weather. Lower Your Property Tax Bill. Tax Strategies for Business Owners. Tax Strategies for Individuals. Affordable Care Act IRS Web Site Information. Pay Your NJ Estimated Payments On-line. Identity Theft and the IRS. Cost Basis Reporting Rules. IRS Tax Forms and Publications. Marginal and Effective Tax Rates Calculator. Http:/ www.horizon2k.com. By accurately estimating t...

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Home | Horizon 2k Financial Planning

Why work with a CPA/PFS? What Our Kids Can Teach us About Saving Money. Would you guess that Millennials are effectively saving for retirement? Well, they are. Events on Wall Street. Can successful investors predict changes in the markets? Some can but others miss the market’s signals. Are you ready for retirement? Here are five words you should consider. Interest Rates: How Low Can They Go? The question used to be, How low can interest rates go? Sign Up for Our Newsletter. Thinking of Retiring Abroad?

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