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HowCreative Design Group

Howard Schwartz

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Cen●●●ort , New York, 11721

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ho●●●●@howcreativedesign.com

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My blog – Just another WordPress site | howcreativedesign.com Reviews

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Just another WordPress site. Welcome to WordPress. This is your first post. Edit or delete it, then start blogging! February 27, 2018.

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S&A Benefits Consulting, LLC - Library

http://www.sandabenefits.com/library.html

Thanks for checking out our library. We wanted to provide you access to some commonly requested documents. Feel free to use and share these documents as you see fit. Of course, if you have any questions, please feel free to contact us so we can further assist you. Many employers face the dilemma what actually does the employee population require for benefits? How can we assist our employees? Click on Sample Employee Survey. This Word Document, Imputed Income for Domestic Partnerships. Addresses some of t...

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S&A Benefits Consulting, LLC - Our Services - Dental Insurance

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Have year over increases began to take their toll on your bottom line? There are many ways to conserve your funds and reduce your cost for dental coverage. Often time’s consideration is not given to alternative funding for dental coverage. Many clients could benefit from using a participating contract or a self-funded benefit plan. Website Design and Development by HowCreative Design Group.

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With medical coverage, are these various alternative funding arrangements considered? Fully insured, non-participating, fully insured participating, split-funded, minimum premium, and self-funded (ASO). Is there a tolerance for some risk to reduce probable cost? Have you been educated on these solutions to make the best decision? S&A Benefits is here to educate you on these solutions. Website Design and Development by HowCreative Design Group.

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S&A Benefits Consulting, LLC - Our Services

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Health and Welfare benefits are generally the biggest expenditure for an employer after payroll. The question becomes, are you getting what you need, what you want, and is it at a fair price? Simply gathering a competing quote is not the solution it is important however, yet not the solution. Website Design and Development by HowCreative Design Group.

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S&A Benefits Consulting, LLC - Our Services - Life Insurance

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When creating a life insurance benefit plan, the goal is to provide a benefit plan that provides a benefit for the majority of your employee population. Usually, you hear about people being under insured, however what about being over insured? Do your older established executives no longer need large amounts of employer-provided term insurance? Website Design and Development by HowCreative Design Group.

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Are you continually renewing your policy year after year? This can be detrimental with a Long Term Disability policy. 1 If the majority of your workforce is born after 1960 and yet the LTD policy only provides income replacement to age 65 and not to the Social Security Normal Retirement Age [SSNRA], these former employees would have a shortfall with the income replacement until full Social Security benefits begin. Website Design and Development by HowCreative Design Group.

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S&A Benefits Consulting, LLC - Our Staff

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We at S&A Benefits are committed to our clients by creating a partnership. As we are sitting on your side of the table, we want you to know about our management team. Website Design and Development by HowCreative Design Group.

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Dr. Steven Schiff - Deer Park Vision Care - Location and Directions

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New patients, please click here for new patient form. 1806 Deer Park Ave. Deer Park, NY 11729. Monday: 9 AM - 7 PM. Tuesday: 9 AM - 8 PM. Wednesday: 9 AM - 8 PM. Thursday: 9 AM - 4 PM. Friday: 9 AM - 5 PM. Saturday: 8 AM - 3 PM. Deer Park Vision Care. 1806 Deer Park Avenue. Deer Park, NY 11729. Website design and development by HowCreative Design Group.

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Here at HOW Creative, we understand that every business has an equal opportunity for success. Every business has their own unique story to tell, which is why you should never settle for being a simple, knockoff brand. Since 1987, HOW Creative has partnered with businesses to develop business, branding and marketing strategies, help execute powerful and innovative business ideas, and maintain Authentic Brands. Put Simply: We Design Businesses That Are Worth Far More. Integrity: The very foundation of our ...

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HOW CREATIVE SOLUTIONS | HOME

If you suspect autism, are waiting for services, or wish to supplement existing services, Cynthia can help. Cynthia designs home programs to improve your child’s social and communication skills. She will supplement this core program with activities targeting other goal areas when needed, such as behavior, literacy, and speech-language. Weekly sessions motivate your child to improve their speech. Books and language games are currently available in English and Mi’kmaw.

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My blog – Just another WordPress site

Just another WordPress site. Welcome to WordPress. This is your first post. Edit or delete it, then start blogging! February 27, 2018.

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Sustainable Solutions for Eco-Minded Small Businesses

Eco-Minded Solutions for Small Businesses. I CAN HELP YOUR BUSINESS INCREASE REVENUE UP TO 51%. WITH ECO-MINDED BUSINESS SOLUTIONS. GET A SUSTAINABILITY BEST PRACTICE CHECK-UP. THE BENEFITS OF ECO-FRIENDLY BUSINESS PRACTICES. Small and Medium-sized enterprises using Best-Practice sustainability approaches already experience an increase in revenue by almost 51%. Using sustainability as a lens through to help make good business decisions. REDUCE EXPENSES and SAVE ENERGY. Your stakeholders will love that!

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How Creatives Work | An Investigation of What Makes Creative People Tick

An Investigation of What Makes Creative People Tick. Surrealism- Creativity and the Unconscious: Part I. August 3, 2015. It’s no secret that the conscious imagination can be a powerful driver of creativity. But what about the unconscious? Can ideas born from dreams and other forms of subconscious sources be equally powerful drivers of creativity? André Breton, 1924. Paris Dadaists including Breton in fake facial hair. Dadaist assemblage: Kurt Schwitters, Revolving, 1919. Cut with the Kitchen Knife throug...

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How Creativity Works | How Creativity Works

Scroll Down to To Start Reading. June 14, 2014. Like most things worth doing, drawing is an art and a craft, and it’s something that people who have been convinced they’re no good at it are terrified of having to do in front of anyone – like singing or dancing on stage. But that’s ridiculous. Read on. Read more →. Do your worst work, everyday. May 24, 2014. In Advice from Creatives. Read more →. Grinding the mental gears. May 21, 2014. In Advice from Creatives. Let’s ask John Cleese. Read more →. There&#...

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Our information sources are being manipulated. Fake" news (both actually-fake and fake-fake), imposter sites, moneymaker US-election-related sites run out of Macedonia, bots, troll farms, talking points pushed by gamed algorithms, op-eds written by lobbyists or unregistered foreign agents - it's enough to make any person lose trust in the media altogether. Not only do we feel like we don't. Know who to trust, we feel like we can't. Know who to trust - like credibility is almost un-knowable.