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THE CITIZENS STATE BANK/HOME STATE BANK : Home | hsbtmortgage.com Reviews
https://hsbtmortgage.com
The Internet's leading website for home loans, mortgages, electronic lending, and loans using the best mortgage tools on the Internet. Online shopping for the best loan rates, best loan programs, and current rates.
hsbtmortgage.com
HOME STATE BANK/THE CITIZENS STATE BANK : Home Purchase Basics
http://www.hsbtmortgage.com/HomePurchaseBasics.aspx
How to Get a Loan. Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if youre a first-time homebuyer. Heres some information that will keep you on track. Count On Your Real Estate Agent To:. Preview available homes to weed out those that are overpriced, or undesirable in some other way. Present the homes that suit your needs as youve defined them. Count On Your Loan Officer To:. Keep you informed of your loan status througho...
HOME STATE BANK/THE CITIZENS STATE BANK : Types of Loans
http://www.hsbtmortgage.com/TypesofLoans.aspx
How to Get a Loan. Thirty-Year Fixed Rate Mortgage. Fifteen-Year Fixed Rate Mortgage. Adjustable Rate Mortgages (ARM). When it comes to ARMs theres a basic rule to remember.the longer you ask the lender to charge you a specific. Rate, the more expensive the loan. How to Get a Loan.
HOME STATE BANK/THE CITIZENS STATE BANK : Mortgage Glossary
http://www.hsbtmortgage.com/MortgageGlossary.aspx
How to Get a Loan. Provision in a mortgage that allows the lender to demand payment of the entire principal balance if a monthly payment is missed or some other default occurs. A way to reduce the remaining balance on the loan by paying more than the scheduled principal amount due. A mortgage with an interest rate that changes during the life of the loan according to movements in an index rate. Sometimes called AMLs (adjustable mortgage loans) or VRMs (variable-rate mortgages). A written analysis prepare...
HOME STATE BANK/THE CITIZENS STATE BANK : Mortgage Checklist
http://www.hsbtmortgage.com/MortgageChecklist.aspx
How to Get a Loan. The following information is usually required during the loan process:. Your Social Security number. Current pay stubs or, if self employed, your tax returns for the past two years. Bank statements for the past two months. Investment account statements for the past two months. Retirement account statements for the past two months. Make and model of vehicles you own. Credit card account information. Auto loan account information. Personal loan account information. How to Get a Loan.
HOME STATE BANK/THE CITIZENS STATE BANK : About Us
http://www.hsbtmortgage.com/AboutUS.aspx
How to Get a Loan. We have built a strong reputation as an outstanding local bank, serving the lending needs of realtors, builders and individual homebuyers throughout the state. And, now its our pleasure to offer all of our exceptional mortgage services online. Through us you not only have access to the best loans available in the marketplace, but you can even apply for your loan,at your convenience, online - 24 hours a day. How to Get a Loan.
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THE CITIZENS STATE BANK/HOME STATE BANK : Home
How to Get a Loan. Welcome to our website. We look forward to working with you! We offer a convenient on-line application as well as the assistance of our experienced loan officers to guide you through the often difficult and confusing process of getting the exact loan to meet your needs. Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if youre a first-time homebuyer. Applying for a loan?
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