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HUD/FHA

Saturday, January 17, 2009. FHA 4150.2 Handbook (1999). Frequently Asked Questions (published by FHA). Application form to become FHA approved. Check your FHA status. Renew you FHA status. Posted by John M. Bryant. Sunday, July 15, 2007. Manufactured Home Data Plate Missing. It is up to the lender to verify the HUD seal if it is missing. Page 52 of Appendix D. Let the underwriter do what they are supposed to do. HOC Reference Guide, Paragraph 1-9f. Posted by John M. Bryant. Monday, June 18, 2007. Posted ...

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Saturday, January 17, 2009. FHA 4150.2 Handbook (1999). Frequently Asked Questions (published by FHA). Application form to become FHA approved. Check your FHA status. Renew you FHA status. Posted by John M. Bryant. Sunday, July 15, 2007. Manufactured Home Data Plate Missing. It is up to the lender to verify the HUD seal if it is missing. Page 52 of Appendix D. Let the underwriter do what they are supposed to do. HOC Reference Guide, Paragraph 1-9f. Posted by John M. Bryant. Monday, June 18, 2007. Posted ...
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HUD/FHA | hud-fha.blogspot.com Reviews

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Saturday, January 17, 2009. FHA 4150.2 Handbook (1999). Frequently Asked Questions (published by FHA). Application form to become FHA approved. Check your FHA status. Renew you FHA status. Posted by John M. Bryant. Sunday, July 15, 2007. Manufactured Home Data Plate Missing. It is up to the lender to verify the HUD seal if it is missing. Page 52 of Appendix D. Let the underwriter do what they are supposed to do. HOC Reference Guide, Paragraph 1-9f. Posted by John M. Bryant. Monday, June 18, 2007. Posted ...

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HUD/FHA: HUD/FHA References

http://www.hud-fha.blogspot.com/2007/06/hud-links.html

Saturday, January 17, 2009. FHA 4150.2 Handbook (1999). Frequently Asked Questions (published by FHA). Application form to become FHA approved. Check your FHA status. Renew you FHA status. Posted by John M. Bryant. Data Plate - Mfg Home. High Voltage Overhead Line. Simple template. Powered by Blogger.

2

HUD/FHA: Utilities are off

http://www.hud-fha.blogspot.com/2007/06/utilities-not-on-at-inspection.html

Saturday, June 9, 2007. What steps should an appraiser take when the property he/she is appraising is vacant and the utilities are off? The HOC Reference Guide, Page 1-19. When utilities (water, gas, electric) are NOT on at the time of appraisal the appraiser is to condition for further inspection to determine if the utilities are in proper working order.". Posted by John M. Bryant. Data Plate - Mfg Home. High Voltage Overhead Line. Simple template. Powered by Blogger.

3

HUD/FHA: Manufactured Home Data Plate Missing

http://www.hud-fha.blogspot.com/2007/07/manufactured-home-seal.html

Sunday, July 15, 2007. Manufactured Home Data Plate Missing. It is up to the lender to verify the HUD seal if it is missing. Page 52 of Appendix D. 8221;Mark the appropriate box to indicate if the Data Plate is attached. If the Data Plate is missing and/or the appraiser is unable to locate it, the appraiser only needs to report this fact and is not required to secure the Data Plate information from another source.”. Let the underwriter do what they are supposed to do. HOC Reference Guide, Paragraph 1-9f.

4

HUD/FHA: Excess Land

http://www.hud-fha.blogspot.com/2007/06/test-post.html

Friday, June 8, 2007. Paragraph 4–5A.2 of the 4150.2 manual is the only reference HUD's excess land policy. Eight acres is not a criteria. FHA Excess Land Policy. Posted by John M. Bryant. Data Plate - Mfg Home. High Voltage Overhead Line. Simple template. Powered by Blogger.

5

HUD/FHA: Above-Ground Pool

http://www.hud-fha.blogspot.com/2007/06/above-ground-pool.html

Monday, June 18, 2007. FNMA does not address above-ground pools but FHA does very strongly. Page 16 of Appendix D. 8221;If the sale involves personal property (e.g. above ground pool, lawn mower, furniture, etc.), it should be identified and excluded from the valuation.”. The position is reiterated on page 25:. 8221;Above-ground pools are considered personal property and are not to be included in the value.”. Some photos of above-ground, in-ground, and on-ground pools. Posted by John M. Bryant.

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Fannie Mae and Freddie Mac: Certification #11 - Competency

http://urar.blogspot.com/2007/06/competency-and-certification-11.html

Fannie Mae and Freddie Mac. Monday, June 11, 2007. Certification #11 - Competency. Of the USPAP allows an appraiser to accept an assignment even though he/she is not competent to do the appraisal provided that:. The appraiser disclose the lack of competency before accepting the assignment. The appraiser takes the necessary steps to complete the assignment competently. The appraiser disclose the lack of competency and the means of overcoming the lack of competency in the report. Cert #11 - Competency.

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Fannie Mae and Freddie Mac: Certification #12 - Data Sources

http://urar.blogspot.com/2007/06/certification-12-data-sources.html

Fannie Mae and Freddie Mac. Friday, June 15, 2007. Certification #12 - Data Sources. FNMA Certification #12 says:. I am aware of, and have access to, the necessary and appropriate public and private data sources, such as multiple listing services, tax assessment records, public land records and other such data sources for the area in which the property is located.". In addition, GREAB Regulations require that the appraiser:. Source shall be one typically utilized by appraisers in the area.".

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Fannie Mae and Freddie Mac: Fannie Mae - Freddie Mac Links

http://urar.blogspot.com/2007/06/fannie-mae-links.html

Fannie Mae and Freddie Mac. Sunday, July 29, 2007. Fannie Mae - Freddie Mac Links. Fannie Mae Home Page. Freddie Mac Home Page. FNMA FAQs published November 2009 regarding Updated Policies and the 1004MC. FNMA Selling Guide - Part 11 (searchable). Posted by John M. Bryant. Cert #10 - Data Verification. Cert #11 - Competency. Cert #12 - Data Sources. 1 - Georgia Appraiser Home Page. 2 - Appraiser News. 5 - Fannie Mae-Freddie Mac.

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Fannie Mae and Freddie Mac: The FNMA 704

http://urar.blogspot.com/2007/06/fnma-704.html

Fannie Mae and Freddie Mac. Friday, June 8, 2007. Is the FNMA 704 suitable for a "drive-by" appraisal? The FNMA 704 is a practical, if not a preferred method, of reporting a drive-by appraisal for a transaction that is not mortgage related. The old 2055 has problems because of its use of the obsolete terms "departure", "limited appraisal", and "complete appraisal". The new 2055 has a problem in that it's purpose is for a mortgage related transaction. USPAP, Standard 2 says:. Posted by John M. Bryant.

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USPAP: USPAP Links and Publications

http://uspap.blogspot.com/2007/06/uspap-links.html

Monday, July 16, 2007. USPAP Links and Publications. The Appraisal Foundation Home Page. A Guide to Understanding the 2008 Education Changes (28 pages). Real Property Appraisal Qualification Criteria (48 pages). Student Appraiser Education Guide (44 pages). Posted by John M. Bryant. 1 - Georgia Appraiser Home. 2 - Appraiser News. 5 - Fannie Mae-Freddie Mac.

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USPAP: Boat Slip

http://uspap.blogspot.com/2007/06/boat-slip.html

Thursday, June 21, 2007. The subject property is in a subdivision which includes boat slips on the Willimette River. The price of one comparable sale included the boat slip. The comparable sale is across the street from the subject property and does not have a river view. The right to use the boat slip. The value of the boat slip is not a part of the sale price of the comparable sale and must be subtracted from the sale price as a sale concession. Posted by John M. Bryant. 1 - Georgia Appraiser Home.

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Georgia Appraiser FAQ's: Most Recent Deed Not Recorded

http://appraiserfaq.blogspot.com/2008/03/most-recent-deed-not-recorded.html

Friday, March 7, 2008. Most Recent Deed Not Recorded. I have just completed an REO for a home that is vacant and been foreclosed on. When I go to GSCCCA.org the deed/data has not been updated for this property. Is there a website that gets and inputs their data faster than GSCCCA with regards to foreclosed properties? I have always contended that you can do about anything in an appraisal provided you explain what you did. Here are two options. John M. Bryant. Subscribe to: Post Comments (Atom).

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Georgia Appraiser FAQ's: Appraisals Without a Client

http://appraiserfaq.blogspot.com/2007/08/appraisals-without-client.html

Monday, August 13, 2007. Appraisals Without a Client. I have heard that I can gain experience credit by doing "appraisals without a client" under the supervision of a school or even doing a vacant house on my own. Is this information accurate? Your information is accurate. See PDF page 28 of The Real Property Appraisal. Criteria, AQB, 2006. The same document (PDF page 34) says:. An appraiser can do 50% of total experience without a client. Supervision by a school appears to be optional. John M. Bryant.

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Georgia Appraiser News: Mortgage Fraud Surging In Florida

http://gaappraiser.blogspot.com/2008/01/mortgage-fraud-surging-in-florida.html

News of Interest to Georgia Appraisers. Saturday, January 19, 2008. Mortgage Fraud Surging In Florida. The Tampa Tribune - January 19, 2008. Now that the housing boom has cooled, property values are falling, foreclosures are rising and lenders are discovering they approved loans based on bogus appraisals. As a result, those homes aren't worth the mortgage amount and many of those loans are now in foreclosure. Posted by John M. Bryant. Ohio - Appraiser Pressure. 1 - Georgia Appraiser Home.

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HUD/FHA

Saturday, January 17, 2009. FHA 4150.2 Handbook (1999). Frequently Asked Questions (published by FHA). Application form to become FHA approved. Check your FHA status. Renew you FHA status. Posted by John M. Bryant. Sunday, July 15, 2007. Manufactured Home Data Plate Missing. It is up to the lender to verify the HUD seal if it is missing. Page 52 of Appendix D. Let the underwriter do what they are supposed to do. HOC Reference Guide, Paragraph 1-9f. Posted by John M. Bryant. Monday, June 18, 2007. Posted ...

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