hwam.ca hwam.ca

hwam.ca

HW Asset Management

With over 40 years’ experience in the insurance industry, our breadth of knowledge is unique among risk management consultants. We work exclusively for our clients; our revenue is derived solely from consulting fees. We look for creative, efficient, and cost-effective ways to minimize, eliminate, and/or fund Risk given the needs and desires of your business.

http://www.hwam.ca/

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With over 40 years’ experience in the insurance industry, our breadth of knowledge is unique among risk management consultants. We work exclusively for our clients; our revenue is derived solely from consulting fees. We look for creative, efficient, and cost-effective ways to minimize, eliminate, and/or fund Risk given the needs and desires of your business.
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HW Asset Management | hwam.ca Reviews

https://hwam.ca

With over 40 years’ experience in the insurance industry, our breadth of knowledge is unique among risk management consultants. We work exclusively for our clients; our revenue is derived solely from consulting fees. We look for creative, efficient, and cost-effective ways to minimize, eliminate, and/or fund Risk given the needs and desires of your business.

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hwam.ca hwam.ca
1

HW Asset Management

http://www.hwam.ca/Clients_and_Testimonials.htm

Our clientele, past and current, have included:. Armstrong Hospitality Group (Great Canadian Railtour Company);. BMO Nesbitt Burns;. Canadian Blood Services Inc;. DataWest Solutions Inc;. Independent Private Schools Association;. Ministry of the Attorney General;. Ministry of Finance and Corporate Relations;. Ministry of Transportation;. Risk Management Branch, Government of B.C. Shark Clubs of Canada;. Stern (formerly Estrella) Group of Companies;. What some of our clients have to say:. Ms Anne Chalmers,.

2

HW Asset Management

http://www.hwam.ca/Understanding_the_Insurance_Market_place.htm

Understanding the Insurance Marketplace. What causes fluctuations in the Insurance Market? Insurance Market conditions are subject to a number of key factors. These include:. Bull; the frequency and severity of claims;. Bull; legal and regulatory outlooks;. Bull; economic conditions and interest rate environments;. Bull; financial stability of insurers and reinsurers;. Bull; the existence of competition. Casualty (liability and crime) loss ratios have improved in some areas but continue to be of grave co...

3

HW Asset Management

http://www.hwam.ca/What_Does_HWAM_Offer.htm

What Does HWAM Offer? HWAM has had and continues to have successful relationships with some of Canada’s most respected corporations and public agencies. Contacts are National and International in scope. Our market contacts are “second to none” – it is no accident that many insurance industry professionals are often surprised at the speed with which we obtain “intelligence” and its accuracy. We are constantly complimented on the speed of our service and our ability to respond to emergency situations.

4

HW Asset Management

http://www.hwam.ca/index.htm

With over 40 years’ experience in the insurance industry, our breadth of knowledge is unique among risk management consultants. We work exclusively for our clients; our revenue is derived solely from consulting fees. We look for creative, efficient, and cost-effective ways to minimize, eliminate, and/or fund Risk given the needs and desires of your business.

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HW Asset Management

With over 40 years’ experience in the insurance industry, our breadth of knowledge is unique among risk management consultants. We work exclusively for our clients; our revenue is derived solely from consulting fees. We look for creative, efficient, and cost-effective ways to minimize, eliminate, and/or fund Risk given the needs and desires of your business.

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