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The Intelligent 401k Advisor

The Intelligent 401k Advisor. Thursday, May 20, 2010. I recently read a great article at plansponsor.com. Written by PlanSponsor Staff. Please see below. ADP/ACP refunds for EACA plans due to HCEs to avoid 10%-excise tax on employer. Summary of Material Modifications due to participants (due no later than 210 days after the end of the plan year in which the plan change is adopted). Last required quarterly contribution for defined benefit (DB) plans for 2009, due 15 days after last plan year quarter.

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The Intelligent 401k Advisor | ifc401k.blogspot.com Reviews
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The Intelligent 401k Advisor. Thursday, May 20, 2010. I recently read a great article at plansponsor.com. Written by PlanSponsor Staff. Please see below. ADP/ACP refunds for EACA plans due to HCEs to avoid 10%-excise tax on employer. Summary of Material Modifications due to participants (due no later than 210 days after the end of the plan year in which the plan change is adopted). Last required quarterly contribution for defined benefit (DB) plans for 2009, due 15 days after last plan year quarter.
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1 2010 compliance calendar
2 posted by
3 kristofer gray
4 27 comments
5 401k advisor redmond
6 401k contribution
7 bellevue financial advisor
8 integrity financial
9 please see below
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The Intelligent 401k Advisor | ifc401k.blogspot.com Reviews

https://ifc401k.blogspot.com

The Intelligent 401k Advisor. Thursday, May 20, 2010. I recently read a great article at plansponsor.com. Written by PlanSponsor Staff. Please see below. ADP/ACP refunds for EACA plans due to HCEs to avoid 10%-excise tax on employer. Summary of Material Modifications due to participants (due no later than 210 days after the end of the plan year in which the plan change is adopted). Last required quarterly contribution for defined benefit (DB) plans for 2009, due 15 days after last plan year quarter.

INTERNAL PAGES

ifc401k.blogspot.com ifc401k.blogspot.com
1

The Intelligent 401k Advisor: Financial Literacy - Why It Matters to You and Your Employees

http://ifc401k.blogspot.com/2010/05/financial-literacy-why-it-matters-to.html

The Intelligent 401k Advisor. Wednesday, May 19, 2010. Financial Literacy - Why It Matters to You and Your Employees. I recently read a great article written by Ellen Lovejoy of Lovejoy Associates via 401khelpcenter.com. It may come as no surprise to you that your employees are anxious about financial issues such as spiraling healthcare costs, the rising price of energy, high-interest credit cards, and the current mortgage and credit crisis. You have good reason to be concerned. Placing it in the top 15%.

2

The Intelligent 401k Advisor: January 2008

http://ifc401k.blogspot.com/2008_01_01_archive.html

The Intelligent 401k Advisor. Monday, January 28, 2008. What is a Defined Benefit Plan? A business providing a defined benefit plan must feel secure in its ability to continue funding the plan at the proper levels to assure the benefit payments to all participants. Regardless of financial circumstances, the business must fund the plan. Each year, the plan actuary verifies the plan is properly funded and this is communicated to the government in required annual reports. Subscribe to: Posts (Atom).

3

The Intelligent 401k Advisor: January 2010

http://ifc401k.blogspot.com/2010_01_01_archive.html

The Intelligent 401k Advisor. Friday, January 22, 2010. BrightScope Ratings on 401k Plans. BrightScope quantitatively rates 401k plans and gives participants, plan sponsors, and advisors tools to make their plans better. What is a BrightScope rating? Media Coverage of BrightScope. The Wall Street Journal. BrightScope rating of other companies’ 401k plans. Go to www.brightscope.com to find out. Some sample ratings of local companies include:. BrightScope rating of our flagship 401k client. Helps business ...

4

The Intelligent 401k Advisor: February 2010

http://ifc401k.blogspot.com/2010_02_01_archive.html

The Intelligent 401k Advisor. Wednesday, February 24, 2010. 10 ERISA Insights for Employers. I recently read a great article at Workforce.com. Written by H. Douglas Hinson. Please see below. To read the rest of this article, please go to this Workforce link. Placing it in the top 15%. Of all plans in its peer group. www.brightscope.com. Integrity Financial Corporation helps business owners and individuals build a financial legacy through well designed executive compensation and retirement plans. Our ...

5

The Intelligent 401k Advisor: Leave 401(k) Advice to Fiduciaries: SPARK to DOL

http://ifc401k.blogspot.com/2010/05/leave-401k-advice-to-fiduciaries-spark.html

The Intelligent 401k Advisor. Monday, May 17, 2010. Leave 401(k) Advice to Fiduciaries: SPARK to DOL. I recently read a great article at mmexecutive.com. Written by Lee Barney. Please see below. To read the rest of the article, please go to the mmexecutive.com article link. Integrity Financial Corporation’s flagship 401k client is the Association of Washington Business (AWB) in Olympia. AWB is Washington state’s premier advocate for the business community and is recognized as The State&#8...Integrity Fin...

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legacyadvisor.blogspot.com legacyadvisor.blogspot.com

The Legacy Advisor: IRA to Roth IRA Conversion Tax Laws to Change in 2010

http://legacyadvisor.blogspot.com/2009/12/ira-to-roth-ira-conversion-tax-laws-to.html

Thursday, December 31, 2009. IRA to Roth IRA Conversion Tax Laws to Change in 2010. Investors and financial advisers are preparing to take advantage of a new tax law that makes it easier to gain access to Roth IRAs—even if it means breaking a sacrosanct rule about Roth conversions. For many investors, "the required minimum distribution makes them sick," says John Neyland, president of JCN Financial Group in Baton Rouge, La. "They don't want the government to tell them when to take the money out.". The in...

legacyadvisor.blogspot.com legacyadvisor.blogspot.com

The Legacy Advisor: June 2009

http://legacyadvisor.blogspot.com/2009_06_01_archive.html

Tuesday, June 23, 2009. Roth Conversions in 2010. This is a well-written article by Kelly Greene with the Wall Street Journal Online. Our firm is a proponent of after-tax investments, as we believe that future taxes will be increased. New tax rules are about to give more people access to a Roth IRA, one of the best savings plans for later life. Here’s how the changes work—and how to get ready. The new rules come at a time when many IRAs have plummeted in value, meaning the taxes on such conversions (and ...

legacyadvisor.blogspot.com legacyadvisor.blogspot.com

The Legacy Advisor: 529 Plans: College Savings

http://legacyadvisor.blogspot.com/2009/11/529-plans-college-savings.html

Friday, November 20, 2009. 529 Plans: College Savings. There are many features of 529 college savings plans that are quite attractive from the perspective of estate planning. First, there are no income limits (unlike education IRAs). Saying this, that means that most everyone qualifies to hold an account for a 529 plan. The benefits and good news continues. Under the Uniform Gifts to Minors Act. And the Uniform Transfer to Minors Act. UGMA/UTMA) the control over the assets is taken by the beneficiary as ...

legacyadvisor.blogspot.com legacyadvisor.blogspot.com

The Legacy Advisor: Tax Benefits: Equity-Indexed Universal Life Insurance

http://legacyadvisor.blogspot.com/2009/12/tax-benefits-equity-indexed-universal.html

Friday, December 4, 2009. Tax Benefits: Equity-Indexed Universal Life Insurance. The Tax Benefits of Equity-Indexed Universal Life Insurance. When it comes to speaking about life insurance, there are two typical categories to be discussed. The first is term insurance. This option also features a flexible premium as well as the opportunity to accumulate cash value. This is available to the owner of the policy through policy loans and alternative options. These options reduce the death benefit. The policy ...

legacyadvisor.blogspot.com legacyadvisor.blogspot.com

The Legacy Advisor: November 2009

http://legacyadvisor.blogspot.com/2009_11_01_archive.html

Friday, November 20, 2009. 529 Plans: College Savings. There are many features of 529 college savings plans that are quite attractive from the perspective of estate planning. First, there are no income limits (unlike education IRAs). Saying this, that means that most everyone qualifies to hold an account for a 529 plan. The benefits and good news continues. Under the Uniform Gifts to Minors Act. And the Uniform Transfer to Minors Act. UGMA/UTMA) the control over the assets is taken by the beneficiary as ...

legacyadvisor.blogspot.com legacyadvisor.blogspot.com

The Legacy Advisor: Roth Conversions in 2010

http://legacyadvisor.blogspot.com/2009/06/roth-conversions-in-2010.html

Tuesday, June 23, 2009. Roth Conversions in 2010. This is a well-written article by Kelly Greene with the Wall Street Journal Online. Our firm is a proponent of after-tax investments, as we believe that future taxes will be increased. New tax rules are about to give more people access to a Roth IRA, one of the best savings plans for later life. Here’s how the changes work—and how to get ready. The new rules come at a time when many IRAs have plummeted in value, meaning the taxes on such conversions (and ...

legacyadvisor.blogspot.com legacyadvisor.blogspot.com

The Legacy Advisor: TIPS - A Tactical Inflation Hedge for the U.S. Investor

http://legacyadvisor.blogspot.com/2009/05/tips-tactical-inflation-hedge-for-us.html

Tuesday, May 19, 2009. TIPS - A Tactical Inflation Hedge for the U.S. Investor. In analyzing the potential inflationary effects of the TARP bailouts, it is important to understand the basics of TIPS. As a Legacy Advisor, we thought the article was important, as our firm has been introducing the concept and strategy of TIPS to many of our clients. The following content was written by Robert Huebscher:. As BU finance professor Zvi Bodie noted in a recent article. Although the principal value of TIPS can go...

legacyadvisor.blogspot.com legacyadvisor.blogspot.com

The Legacy Advisor: December 2009

http://legacyadvisor.blogspot.com/2009_12_01_archive.html

Thursday, December 31, 2009. IRA to Roth IRA Conversion Tax Laws to Change in 2010. Investors and financial advisers are preparing to take advantage of a new tax law that makes it easier to gain access to Roth IRAs—even if it means breaking a sacrosanct rule about Roth conversions. For many investors, "the required minimum distribution makes them sick," says John Neyland, president of JCN Financial Group in Baton Rouge, La. "They don't want the government to tell them when to take the money out.". The in...

legacyadvisor.blogspot.com legacyadvisor.blogspot.com

The Legacy Advisor: May 2009

http://legacyadvisor.blogspot.com/2009_05_01_archive.html

Tuesday, May 19, 2009. TIPS - A Tactical Inflation Hedge for the U.S. Investor. In analyzing the potential inflationary effects of the TARP bailouts, it is important to understand the basics of TIPS. As a Legacy Advisor, we thought the article was important, as our firm has been introducing the concept and strategy of TIPS to many of our clients. The following content was written by Robert Huebscher:. As BU finance professor Zvi Bodie noted in a recent article. Although the principal value of TIPS can go...

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The Intelligent 401k Advisor

The Intelligent 401k Advisor. Thursday, May 20, 2010. I recently read a great article at plansponsor.com. Written by PlanSponsor Staff. Please see below. ADP/ACP refunds for EACA plans due to HCEs to avoid 10%-excise tax on employer. Summary of Material Modifications due to participants (due no later than 210 days after the end of the plan year in which the plan change is adopted). Last required quarterly contribution for defined benefit (DB) plans for 2009, due 15 days after last plan year quarter.

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