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Sunday, December 6, 2009. Shopping for a Mortgage Loan and do I Really Know What I am Doing? When shopping for a mortgage loan. Are you shopping for a rate only, or a good loan officer with a good company? Is that a surprise to you? I mean after all you only want to lower your interest rate, correct? Well let me tell you the lowest rate is the loan that usually has the worst terms. Meaning if you just called and said what is your lowest rate you would get something like this. Oh our lowest rate. Good Loa...
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