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Understand Car Insurance Policy Coverage. Loss Or Damage To Your Vehicle Against Natural Calamities -. Fire, Explosion, Self-Ignition Or Lightning, Earthquake, Flood, Typhoon, Hurricane, Storm, Tempest, Inundation, Cyclone, Hailstorm, Frost, Landslide, Rockslide. Loss Or Damage To Your Vehicle Against Man-Made Calamities -. Burglary, Theft, Riot, Strike, Malicious Act, Accident By External Means, Terrorist Activity, Any Damage In Transit By Road, Rail, Inland Waterway, Lift, Elevator Or Air. Insured Can ...

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