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Insurance News
Tuesday, August 25, 2009. No surrender fee on Ulips after 4 yrs. Irda also takes mortality, morbidity charges out of overall 3% cap. At present, there is no standard norm for surrender value, which is akin to exit load for mutual funds.With this latest Irda decision, insurers will have to pay the accumulated fund value, if a Ulip-holder surrenders his/her policy after four years. According to the revised circular, mortality and morbidity charges will be excluded in the calculation of the net yield. T...
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Insurenex Insurance Services. An Alfaro & Alfaro Company
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