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James J. Handy, CLU. Insurance and Financial Services Since 1973. James J. Handy, CLU. 354 Mountain View Dr., Suite 200. Markets at a Glance. Insurance and Financial Services Since 1973. Securities offered solely by Equity Services, Inc., Member FINRA. 354 Mountain View Drive Suite 200, Colchester, VT 05446, 802-864-6819 All entities and individuals referenced are independent of Equity Services, Inc. unless otherwise noted. Offering Life Insurance as an Employee Benefit. Interested in Interest Rates?

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James J. Handy, CLU. Insurance and Financial Services Since 1973. James J. Handy, CLU. 354 Mountain View Dr., Suite 200. Markets at a Glance. Insurance and Financial Services Since 1973. Securities offered solely by Equity Services, Inc., Member FINRA. 354 Mountain View Drive Suite 200, Colchester, VT 05446, 802-864-6819 All entities and individuals referenced are independent of Equity Services, Inc. unless otherwise noted. Offering Life Insurance as an Employee Benefit. Interested in Interest Rates?
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James J. Handy, CLU. Insurance and Financial Services Since 1973. James J. Handy, CLU. 354 Mountain View Dr., Suite 200. Markets at a Glance. Insurance and Financial Services Since 1973. Securities offered solely by Equity Services, Inc., Member FINRA. 354 Mountain View Drive Suite 200, Colchester, VT 05446, 802-864-6819 All entities and individuals referenced are independent of Equity Services, Inc. unless otherwise noted. Offering Life Insurance as an Employee Benefit. Interested in Interest Rates?

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Quotes : www.jimhandy.com

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James J. Handy, CLU. Insurance and Financial Services Since 1973. James J. Handy, CLU. 354 Mountain View Dr., Suite 200. Markets at a Glance. Market data delayed per exchange rules. All quotes are in US Eastern Time (EST). Educate yourself on a variety of financial topics. A host of financial tools to assist you. Timely Newsletters to help you stay current. These magazine-style flipbooks provide helpful information. Financial terms from A to Z. Percent Difference (when noted with %) otherwise Last Price.

2

Market Watch : www.jimhandy.com

http://www.jimhandy.com/markets.cfm

James J. Handy, CLU. Insurance and Financial Services Since 1973. James J. Handy, CLU. 354 Mountain View Dr., Suite 200. Markets at a Glance. Market data delayed per exchange rules. All quotes are in US Eastern Time (EST). Educate yourself on a variety of financial topics. A host of financial tools to assist you. Timely Newsletters to help you stay current. These magazine-style flipbooks provide helpful information. Financial terms from A to Z. Percent Difference (when noted with %) otherwise Last Price.

3

Market Watch : www.jimhandy.com

http://www.jimhandy.com/portfolio.cfm

James J. Handy, CLU. Insurance and Financial Services Since 1973. James J. Handy, CLU. 354 Mountain View Dr., Suite 200. Markets at a Glance. Market data delayed per exchange rules. All quotes are in US Eastern Time (EST). Educate yourself on a variety of financial topics. A host of financial tools to assist you. Timely Newsletters to help you stay current. These magazine-style flipbooks provide helpful information. Financial terms from A to Z. Percent Difference (when noted with %) otherwise Last Price.

4

www.jimhandy.com

http://www.jimhandy.com/newsletters.cfm?ID=5822

James J. Handy, CLU. Insurance and Financial Services Since 1973. James J. Handy, CLU. 354 Mountain View Dr., Suite 200. Markets at a Glance. Fifty-seven percent of American workers have saved less than $25,000 for retirement, and 28% have saved less than $1,000. Source: Employee Benefit Research Institute, 2015. Will you outlive your retirement income? Are your financial expectations for the coming year realistic? Preparing to Retire in a Down Market. Have You Used Mobile Payments? Teaching Children Abo...

5

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http://www.jimhandy.com/calculators.cfm?ID=134

James J. Handy, CLU. Insurance and Financial Services Since 1973. James J. Handy, CLU. 354 Mountain View Dr., Suite 200. Markets at a Glance. Only 48% of U.S. workers have tried to determine how much they will need to save for a comfortable retirement. Source: Employee Benefit Research Institute, 2015. How much retirement income will you need? How much life insurance is enough? What type of IRA is right for you? Loans and Credit Cards. How Long Will It Take to Pay my Balance? Estimate the future cost of ...

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James J. Handy, CLU. Insurance and Financial Services Since 1973. James J. Handy, CLU. 354 Mountain View Dr., Suite 200. Markets at a Glance. Insurance and Financial Services Since 1973. Securities offered solely by Equity Services, Inc., Member FINRA. 354 Mountain View Drive Suite 200, Colchester, VT 05446, 802-864-6819 All entities and individuals referenced are independent of Equity Services, Inc. unless otherwise noted. Offering Life Insurance as an Employee Benefit. Interested in Interest Rates?

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Capturing present thoughts in light of eternity . Words that are constantly on my mind these days…. Bull;November 24, 2012 • Leave a Comment. It’s not “Is He worth it? 8221; but it’s “He’s worthy.”. Se me, break me,. Waste me on You, Lord. 8220;Because of the LORD’s great love I am not consumed, for his compassions never fail.”. Capturing the Small Moments. Bull;September 14, 2012 • Leave a Comment. We are conditioned to think that our lives should revolve around great moments. The Father is thrilled whe...

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