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Josephine Chu's Blog - JC Financial - The latest information on mortgage rates and housing trends in the Bay Area

The latest information on mortgage rates and housing trends in the Bay Area

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Josephine Chu's Blog - JC Financial - The latest information on mortgage rates and housing trends in the Bay Area | josephinechuloans.com Reviews
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The latest information on mortgage rates and housing trends in the Bay Area
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Josephine Chu's Blog - JC Financial - The latest information on mortgage rates and housing trends in the Bay Area | josephinechuloans.com Reviews

https://josephinechuloans.com

The latest information on mortgage rates and housing trends in the Bay Area

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1

Testimonials Archive - Josephine Chu's Blog - JC Financial

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Josephine Chu's Blog - JC Financial. The latest information on mortgage rates and housing trends in the Bay Area. Testimonial from Lexi Bieber, December 10, 2013. I initially found Josephine through my local mothers group and her reviews on Yelp. I was looking for someone to help my parents with a refinance of their mortgage. She handled that transaction smoothly and my parents were pleased with the results. You can see this review and others at Stik.com. Testimonial from Rick Lahkar, November 21, 2013.

2

Mortgage FAQ - Josephine Chu's Blog - JC Financial

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Josephine Chu's Blog - JC Financial. The latest information on mortgage rates and housing trends in the Bay Area. What are my options if I have no down payment, or only a small down payment? What is private mortgage insurance (PMI)? Do I have to pay it? What kinds of government loans are available to buyers? HUD (US Department of Housing and Urban Development) is committed to increasing home ownership for minorities and low-income Americans. It oversees the FHA (Federal Housing Commission, offering a...

3

Loan Checklist - Josephine Chu's Blog - JC Financial

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Josephine Chu's Blog - JC Financial. The latest information on mortgage rates and housing trends in the Bay Area. Documents required vary from loan to loan, but generally the following are required, often for up to two years back:. Statements of income such as W-2’s, pay stubs, and financial statements. A list of any assets that you own. Rental or mortgage history. Employment history and current information. Personal identification, including Green Card if applicable. Get A Free Rate Quote!

4

Josephine Chu - Josephine Chu's Blog - JC Financial

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Josephine Chu's Blog - JC Financial. The latest information on mortgage rates and housing trends in the Bay Area. Why Your ‘Debt-to-Income Ratio’ Number Matters When Obtaining a Mortgage. What is a Debt-to-Income Ratio? What Debt Do Lenders Review? What Is Considered Income? How Much Debt Is Too Much Debt? A borrower’s DTI ratio can be the biggest factor when a lender decides whether to approve a mortgage application. Those who wish to increase their odds of loan approval may decide to lower th...Title i...

5

What's Ahead For Mortgage Rates This Week - August 3, 2015 - Josephine Chu's Blog - JC Financial

http://josephinechuloans.com/market-outlook/whats-ahead-for-mortgage-rates-this-week-august-3-2015

Josephine Chu's Blog - JC Financial. The latest information on mortgage rates and housing trends in the Bay Area. What’s Ahead For Mortgage Rates This Week – August 3, 2015. Last week’s scheduled economic reports included the Case-Shiller 20 and 20-City Index reports, pending home sales data released by the National Association of Realtors and the scheduled post-meeting statement of the Federal Reserve’s Federal Open Market Committee. Case-Shiller: Home Prices Growing at Normal Pace. The Fed’s FOMC...

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Josephine Chu's Blog - JC Financial - The latest information on mortgage rates and housing trends in the Bay Area

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