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The Role Of Product Manufacturers In Ensuring The ‘Correct Sales’ Of Financial Products/Services

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The Role Of Product Manufacturers In Ensuring The ‘Correct Sales’ Of Financial Products/Services. Category: Finance and Insurance. Published: Sunday, 01 February 2015 14:42. Written by Joydeep Roy. Product design consists of the following factors:. Certification could be a great tool in helping financial advisors scale up their skill sets and take their advisory practice to higher levels of success. I commend the initiatives of FPSB India which has been spearheading and driving the Financial Planning...

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Systematic Investing: A Vanishing Ideal

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Systematic Investing: A Vanishing Ideal. Category: Finance and Insurance. Published: Sunday, 01 February 2015 14:22. Written by Joydeep Roy. Page 1 of 3. However, there was an underlying fallacy to the entire proposition. People were told this was the ideal method of investment and that perpetual investment was the key to wealth creation. But when do they get to enjoy the benefits? The entire proposition was completely silent about it. The external distraction works all the time and it is not always mark...

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Relevance of One-Stop-Shops in Financial Planning

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Relevance of One-Stop-Shops in Financial Planning. Category: Finance and Insurance. Published: Sunday, 01 February 2015 14:27. Written by Joydeep Roy. It does not seem long ago when one had to walk into a bank branch to open an account and to apply for a loan (and then wait for six months for a sanction! Hence the hypothesis that as one moves up the ladder of complexity, one resorts to specialists and do not mind visiting or meeting numerous specialists. However, as long as the products or services r...

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Personal Finance In The Indian Rural Markets

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Personal Finance In The Indian Rural Markets. Category: Finance and Insurance. Published: Sunday, 01 February 2015 14:38. Written by Joydeep Roy. Page 1 of 5. Finance is not all credit. There is also considerable interest in the government about ineffective tapping into the 29 %. The schematic represents the impact of the financial package on the quantum of exposure and interest rates that would be applicable (Refer Figure 1). It would be interesting to look at the distinguishing features of Rural India ...

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Retirement Planning: How to Preserve Standards of Living

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Retirement Planning: How to Preserve Standards of Living. Category: Finance and Insurance. Published: Sunday, 01 February 2015 14:34. Written by Joydeep Roy. Page 1 of 4. The Importance of Not Depending on Interest Earning. The fundamental difference between retirement planning in India and some western countries like US relates deeply to the culture and psychology of the nations. This is illustrated in the table below:. Savings window: Age 30 to 60. Starting annual salary at Age 30: Rs. 500,000. The Rol...

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Mandelbrot vs Pareto in Business - The paradox supreme

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Mandelbrot vs Pareto in Business - The paradox supreme. Category: World Of Business. Published: Tuesday, 28 October 2014 00:00. Written by Joydeep Roy. Page 1 of 3. 1 The Pareto Principle in Business. It is just as well. A meeting of these two minds might have resulted in a paradoxical problem which the best business minds would be hard pressed to solve. 2 The Mandelbrot theory and set. So far, there is not much evidence of using this principle in business. More articles from this author. Mandelbrot vs P...

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Integrating the Technical and Emotional Aspects of Financial Planning Solutions

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Integrating the Technical and Emotional Aspects of Financial Planning Solutions. Category: Finance and Insurance. Published: Sunday, 01 February 2015 14:41. Written by Joydeep Roy. Page 1 of 3. However, Financial Planning is more than just making high returns through analysis. It is more than just reducing the world to a set of numbers. A well constructed Financial Plan should have the compelling power of making an emotional human being believe in it. The credibility does not lie in merely en...As much a...

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The Ethics of Financial Planning

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The Ethics of Financial Planning. Category: Finance and Insurance. Published: Sunday, 01 February 2015 14:25. Written by Joydeep Roy. Page 1 of 3. The visitor started the check up. However, it was not with stethoscopes or sphygmomanometers that he started the check up with, but with a pen and pencil, and (! The questions that followed were not related to physical parameters, but financial! Does it mean only that one should have a regular check up of financials just as one should for one’s physical health?