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J Richard Spence is a financial representative with Northwestern Mutual

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Home : J Richard Spence : Northwestern Mutual

http://jspence.nm.com/Combination.t198.htm

5411 Ortega Blvd Ste 2. Jacksonville, FL 32210-8422. 5411 Ortega Blvd Ste 2. Jacksonville, FL 32210-8422. Financial security is often a major objective in each of our lives. You try to do what's right for those you care about, but the wrong financial decision can often undermine the best of intentions. Whether you are concerned for your own financial needs or those of your family or your business, I can help you identify your needs and provide complementary solutions. The Northwestern Mutual Difference.

2

Estate Planning : J Richard Spence : Northwestern Mutual

http://jspence.nm.com/Estate-Planning.t221.htm

5411 Ortega Blvd Ste 2. Jacksonville, FL 32210-8422. 5411 Ortega Blvd Ste 2. Jacksonville, FL 32210-8422. I work with a team of estate planning experts at Northwestern Mutual. Together, we can help you develop an estate planning strategy that may include the following:. A strategy to reduce or eliminate gift/estate taxes. A plan to protect your estate from mismanagement. Or from claims of creditors or ex-spouses. Health care directives and a living will. A will or trust. The naming of a legal guardian.

3

Life Insurance : J Richard Spence : Northwestern Mutual

http://jspence.nm.com/Life-Insurance.t197.htm

5411 Ortega Blvd Ste 2. Jacksonville, FL 32210-8422. 5411 Ortega Blvd Ste 2. Jacksonville, FL 32210-8422. You work hard to give your loved ones every advantage. But would your family have the financial resources to maintain its lifestyle if you died? While nothing can replace you, life insurance. Can help ensure that your loved ones have the financial security necessary to live out their dreams. Life insurance can help:. Pay the mortgage or any other debt. Maintain your family’s standard of living. Felt ...

4

Home : J Richard Spence : Northwestern Mutual

http://jspence.nm.com/Your-Financial-Life-Stage.t232.htm

5411 Ortega Blvd Ste 2. Jacksonville, FL 32210-8422. 5411 Ortega Blvd Ste 2. Jacksonville, FL 32210-8422. Financial security is often a major objective in each of our lives. You try to do what's right for those you care about, but the wrong financial decision can often undermine the best of intentions. Whether you are concerned for your own financial needs or those of your family or your business, I can help you identify your needs and provide complementary solutions. The Northwestern Mutual Difference.

5

Home : J Richard Spence : Northwestern Mutual

http://jspence.nm.com/Your-Financial-Future.t233.htm

5411 Ortega Blvd Ste 2. Jacksonville, FL 32210-8422. 5411 Ortega Blvd Ste 2. Jacksonville, FL 32210-8422. Financial security is often a major objective in each of our lives. You try to do what's right for those you care about, but the wrong financial decision can often undermine the best of intentions. Whether you are concerned for your own financial needs or those of your family or your business, I can help you identify your needs and provide complementary solutions. The Northwestern Mutual Difference.

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Home : J Richard Spence : Northwestern Mutual

5411 Ortega Blvd Ste 2. Jacksonville, FL 32210-8422. Your Financial Life Stage. Asset and Income Protection. Employee and Executive Benefits. 5411 Ortega Blvd Ste 2. Jacksonville, FL 32210-8422. My mission is to help my clients attain financial security for their families and businesses. Because you cannot predict the future, I will help you prepare for the best and worst case scenarios and create a long-term relationship based on quality service and integrity. The Northwestern Mutual Difference. When pu...

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