kathleenkallen.com
Kathleen Kallen - Web Sites
http://www.kathleenkallen.com/web_sites.htm
Since receiving my post-graduate certification in communications in 2002, I have created dozens of commercial web sites as the owner of Kallen Web Design. I have also done graphic design, print design and communications consulting for Eaton, Western Michigan University, the University of Michigan, Kelloggs and two advertising agencies. Below are quite a few examples of my recent work. Kaplan Corporation - Boston Construction Management - www.KaplanCorp.com. And excellent image galleries. The Midwest's pr...
insurancecoveragemassachusetts.blogspot.com
Insurance Coverage Law in Massachusetts: Mass. Appeals Court holds insurer has 93A liability under doctrine of apparent authority
http://insurancecoveragemassachusetts.blogspot.com/2015/07/mass-appeals-court-holds-insurer-has.html
Insurance Coverage Law in Massachusetts. Tuesday, July 21, 2015. Mass Appeals Court holds insurer has 93A liability under doctrine of apparent authority. William Fiore worked as a bail bondsman. The plaintiffs utilized Fiore's services as bail bondsman to obtain their own releases or the release of a third party on bail. They each paid a premium and posted cash collateral. The plaintiffs sent 93A demand letters to IFIC. IFIC responded that Fiore was a contractor and that it was not liable for his wro...
insurancecoveragemassachusetts.blogspot.com
Insurance Coverage Law in Massachusetts: April 2015
http://insurancecoveragemassachusetts.blogspot.com/2015_04_01_archive.html
Insurance Coverage Law in Massachusetts. Thursday, April 9, 2015. US District Court holds insurer's removal to federal court untimely based on information in underlying complaint. Addison Automatics filed a lawsuit in Suffolk Superior Court seeking a declaration that defendant Netherland Insurance Company had a duty to defend and indemnify Precision Electronic Glass Company in a class action lawsuit. In the underlying action Addison alleged that Precision violated the law by sending junk faxes. Nina Kall...
insurancecoveragemassachusetts.blogspot.com
Insurance Coverage Law in Massachusetts: May 2015
http://insurancecoveragemassachusetts.blogspot.com/2015_05_01_archive.html
Insurance Coverage Law in Massachusetts. Wednesday, May 27, 2015. First Circuit holds that in fraud sentencing, sentence is based on amount of fraudulent claim not fraudulent plus legitimate claim. John Alphas owned a wholesale produce distributor. He routinely obtained insurance for produce shipments. Starting in March, 2007, Alphas submitted at least ten fraudulent claims to his insurers for lost, stolen or damaged produce. Some of the claims were partially legitimate and partially fraudulent. But the ...
insurancecoveragemassachusetts.blogspot.com
Insurance Coverage Law in Massachusetts: Declaratory judgment action filed on Bill Cosby defamation lawsuit
http://insurancecoveragemassachusetts.blogspot.com/2015/06/declaratory-judgment-action-filed-on.html
Insurance Coverage Law in Massachusetts. Sunday, June 28, 2015. Declaratory judgment action filed on Bill Cosby defamation lawsuit. My favorite Boston news source, Universal Hub. About a declaratory judgment complaint. Filed by Bill Cosby's insurer with respect to the defamation allegations. Cosby's homeowners' policies and excess policy, all issued by AIG, provide coverage for personal injury, which includes defamation. Actual, alleged or threatened sexual misconduct, molestation or harassment. Material...
insurancecoveragemassachusetts.blogspot.com
Insurance Coverage Law in Massachusetts: Stop the presses! SJC adopts pro rata allocation!
http://insurancecoveragemassachusetts.blogspot.com/2009/07/stop-presses-sjc-adopts-pro-rata.html
Insurance Coverage Law in Massachusetts. Friday, July 24, 2009. SJC adopts pro rata allocation! As I discussed here. Nearly a year ago the United States Court of Appeals certified to the SJC questions regarding allocation. Today the SJC issued its decision in Boston Gas Co. v. Century Indem. Co. The decision is not yet available from the on-line SJC docket. The Westlaw citation is 2009 WL 2184647. What pro rata and joint and several allocation mean. The basis for the pro rata decision. However, the court...
insurancecoveragemassachusetts.blogspot.com
Insurance Coverage Law in Massachusetts: Appeals Court holds trial court cannot award attorney's fees to insurer where underlying action never developed into a claim
http://insurancecoveragemassachusetts.blogspot.com/2015/06/appeals-court-holds-trial-court-cannot.html
Insurance Coverage Law in Massachusetts. Thursday, June 11, 2015. Appeals Court holds trial court cannot award attorney's fees to insurer where underlying action never developed into a claim. I have been writing about OneBeacon Am. Ins. Co. v. Narragansett Elec. Co. 2014 WL 9865738 (Mass. App. Ct. 2015). The last subject the court addressed was a voluntary dismissal by NEC of claims with respect to some of the sites. The court also held that the trial court judge had no authority to order that NEC pay th...
insurancecoveragemassachusetts.blogspot.com
Insurance Coverage Law in Massachusetts: December 2014
http://insurancecoveragemassachusetts.blogspot.com/2014_12_01_archive.html
Insurance Coverage Law in Massachusetts. Sunday, December 21, 2014. Senate fails to renew TRIA. The United States Senate has failed to renew the Terrorism Risk Insurance Act (TRIA) before its expiration on December 31, 2014. I offered my suggestions for amendments to TRIA here. Here's a sampling of articles on the effect of the failure to renew TRIA:. Monday, December 15, 2014. Payroll expenses are not part of gross revenue; why policies are impossible to understand. Say there's an exclusion that provide...
insurancecoveragemassachusetts.blogspot.com
Insurance Coverage Law in Massachusetts: January 2015
http://insurancecoveragemassachusetts.blogspot.com/2015_01_01_archive.html
Insurance Coverage Law in Massachusetts. Tuesday, January 27, 2015. US District Court holds Progressive automobile policy website violates 93A. Progressive knew that PIP deductibles were not customary in Massachusetts. Approximately 90 percent of Massachusetts insureds purchased PIP with no deductible whether or not they had health insurance. In June, 2008 Progressive held a focus group that found that customers did not understand the PIP deductible. In 2010, as a result of negotiations with the Departme...
insurancecoveragemassachusetts.blogspot.com
Insurance Coverage Law in Massachusetts: Liberty Mutual approved to use drones to assess property damage
http://insurancecoveragemassachusetts.blogspot.com/2015/07/liberty-mutual-approved-to-use-drones.html
Insurance Coverage Law in Massachusetts. Friday, July 24, 2015. Liberty Mutual approved to use drones to assess property damage. The Boston Business Journal reports here. Unless insurers team up to use a single drone team after a disaster, use of drones is unlikely to add much to efficiency, since in any neighborhood many homeowner's or general liability insurers provide coverage for the various properties located there. As with any technological change, we'll see how it plays out in practice. Nina Kalle...