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Lifetime Financial NewsA Blog about planning for your lifetime financial needs.
http://lifetimefinancialnews.blogspot.com/
A Blog about planning for your lifetime financial needs.
http://lifetimefinancialnews.blogspot.com/
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https://lifetimefinancialnews.blogspot.com
A Blog about planning for your lifetime financial needs.
lifetimefinancialnews.blogspot.com
Lifetime Financial News: Annual Planning/Life Changes
http://www.lifetimefinancialnews.blogspot.com/p/annual-planninglife-changes.html
Financial and Retirement News. Medicare and Medigap Planning. Who Is Your Beneficiary? By naming a beneficiary, you're ensuring that your money goes where you want it to go when you die. Employer-sponsored plans are unique in that they generally require that a spouse is the primary beneficiary, unless you elect otherwise and your spouse consents in writing. But other investments, such as individual retirement accounts (IRAs), may not provide this automatic feature. Financial Registered Representatives As...
Lifetime Financial News: Marriage: Entering a New Investment Life
http://www.lifetimefinancialnews.blogspot.com/2011/12/marriage-entering-new-investment-life.html
Financial and Retirement News. Medicare and Medigap Planning. Marriage: Entering a New Investment Life. There are a lot of issues that couples need to think about when tying the knot — wedding preparations, family, and, of course, finances. Addressing personal finance and investment issues before the big day may help improve your odds of being together years later. Here are some financial issues that you should consider when embarking on a matrimonial journey. Discuss financial styles before marriage.
Lifetime Financial News: Retiree Challenge: Making Your Money Last
http://www.lifetimefinancialnews.blogspot.com/2012/04/retiree-challenge-making-your-money.html
Financial and Retirement News. Medicare and Medigap Planning. Retiree Challenge: Making Your Money Last. The ultimate goal for most retirees is making sure their assets last as long as they live. And because of increased longevity, managing cash flow is more critical than ever. While many variables come into play, there are a number of planning moves that can help retirees live within their means and make appropriate adjustments in response to changes in income and expenses. Tools for the Task. Interest ...
Lifetime Financial News: Understanding the Afordable Care Act
http://www.lifetimefinancialnews.blogspot.com/2013/09/understanding-afordable-care-act.html
Financial and Retirement News. Medicare and Medigap Planning. Understanding the Afordable Care Act. Open enrollment for the New York State Health Exchange begins October 1, 2013. Coverage begins January 1, 2014. The Health Insurance Marketplace will help you get affordable health insurance that meets your needs and fits your budget. The. Http:/ www.healthbenefitexchange.ny.gov/. You can get help enrolling by calling (585) 325-2525 or online via web chat at. There are four levels of coverage being offered...
Lifetime Financial News: How does the Supreme Court Ruling Impact the Affordable Care Act?
http://www.lifetimefinancialnews.blogspot.com/2014/07/how-does-supreme-court-ruling-impact.html
Financial and Retirement News. Medicare and Medigap Planning. How does the Supreme Court Ruling Impact the Affordable Care Act? On November 26, 2013, the Supreme Court agreed to hear two cases that involve for-profit corporations. The Court agreed to hear a case from the Tenth Circuit Court of Appeals, which ruled in favor of Hobby Lobby. A cabinet manufacturer, does not have religious rights. Source: Kaiser Family Foundation, http:/ kff.org. 169; Carmen Coleman, President and CEO. Rochester, NY 14614.
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The Female Investor: Proper Financial Planning: Critical for Women
http://lifetimefemale.blogspot.com/2012/04/proper-financial-planning-critical-for.html
Proper Financial Planning: Critical for Women. A key goal of investing for retirement is making sure you save enough to make your money last throughout your lifetime. On this score, women may need to save more than men. The current life expectancy of a female at birth is almost 81 years, compared with 75 years for a male. Although six years may not appear significant, many people in this age group incur expenses for health care and other items while living off of Social Security and personal assets.
Medicare Planning: Can You Hear me?
http://lifetimemedigap.blogspot.com/2013/04/can-you-hear-me_10.html
Can You Hear me? I stopped in Home Depot to pick up a light bulb for my outside lamp post a few days ago. A sales representative helped me to locate the proper bulb. As we exchange information i.e. what I needed? The different options available e.g. LED, solar, etc. and the price ranges I noticed that the gentleman often leaned to one side and almost always asked that I repeat what I had just stated. As a volunteer Board Member and Officer of. The Hearing Loss Association of America – Rochester. Medicare...
Estate Planning: In Estate Planning for Same-Sex Couples, What you don’t know will hurt you!
http://lifetimeestates.blogspot.com/2013/04/in-estate-planning-for-same-sex-couples.html
Estate Planning Information and Strategies. Medicare Plans and MediGap. In Estate Planning for Same-Sex Couples, What you don’t know will hurt you! Estate Planning for Same sex couples are unique, challenging, and can make you feel like you are entering a mine field. Partly because, same sex couples are denied 1,100 federal benefits that are recognized for heterosexual couples. Family relationships sometimes play a part depending on whether or not the relationship is accepted. Is the court process of set...
Estate Planning: April 2012
http://lifetimeestates.blogspot.com/2012_04_01_archive.html
Estate Planning Information and Strategies. Medicare Plans and MediGap. Questions to Ask When Drafting an Estate Plan. Because you've worked hard to create a secure and comfortable lifestyle for your family, you'll want to ensure that you have a sound financial plan that includes trust and estate planning. With some forethought, you may be able to minimize gift and estate taxes and preserve more of your assets for those you care about. Part 1: Communicating Your Wishes. Do you have a will? Have you consi...
Medicare Planning: November 2013
http://lifetimemedigap.blogspot.com/2013_11_01_archive.html
Medicare is a healthcare system available to seniors over the age of 65, and persons under age 65 who qualify on the basis of a disability or other special situation. Beneficiaries of original Medicare (Parts A and B) must be U.S. citizens or a legal resident who has lived in the U.S. for at least 5 consecutive years. There are currently four parts to Medicare – Part A, Part B, Part C and Part D. Part A – Covers hospitalization. Part C – is the Medicare Advantage Plan. Beneficiaries have three options.
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We start with people. It’s not just about money! Planning your financial future has become an art in and of itself. Are you just getting started? Are you looking for a different perspective? We work with individuals, families, and small businesses. Let’s get started. Give us a call or send us an email. A Primer on Dividends. A company's profits can be reinvested or paid out to the company’s shareholders as dividends.". It sounds simple, but paying yourself first can really pay off. Planning for the Expec...
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Financial and Retirement News. Medicare and Medigap Planning. How does the Supreme Court Ruling Impact the Affordable Care Act? On November 26, 2013, the Supreme Court agreed to hear two cases that involve for-profit corporations. The Court agreed to hear a case from the Tenth Circuit Court of Appeals, which ruled in favor of Hobby Lobby. A cabinet manufacturer, does not have religious rights. Source: Kaiser Family Foundation, http:/ kff.org. 169; Carmen Coleman, President and CEO. Rochester, NY 14614.
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