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Light Mortgage Co —

Loan Process- Step by Step. Why It’s Hard To Get The Lowest Rates. Where Do I Start? Which Loan is Right for Me? What’s Ahead For Mortgage Rates This Week – April 2nd, 2018. April 2, 2018. Last week’s economic releases included readings from Case-Shiller, pending home sales, and consumer sentiment. Weekly reports on mortgage rates and first-time jobless claims were also released. Case-Schiller: Home Prices Continue to Rise. David M. Blitzer, Chairman of the Dow Jones S&P Indices Committee, said that ...

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Light Mortgage Co — | lightmortgageco.com Reviews

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Loan Process- Step by Step. Why It’s Hard To Get The Lowest Rates. Where Do I Start? Which Loan is Right for Me? What’s Ahead For Mortgage Rates This Week – April 2nd, 2018. April 2, 2018. Last week’s economic releases included readings from Case-Shiller, pending home sales, and consumer sentiment. Weekly reports on mortgage rates and first-time jobless claims were also released. Case-Schiller: Home Prices Continue to Rise. David M. Blitzer, Chairman of the Dow Jones S&P Indices Committee, said that ...

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6 buyer info

7 seller info

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10 loan checklist

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Light Mortgage Co — | lightmortgageco.com Reviews

https://lightmortgageco.com

Loan Process- Step by Step. Why It’s Hard To Get The Lowest Rates. Where Do I Start? Which Loan is Right for Me? What’s Ahead For Mortgage Rates This Week – April 2nd, 2018. April 2, 2018. Last week’s economic releases included readings from Case-Shiller, pending home sales, and consumer sentiment. Weekly reports on mortgage rates and first-time jobless claims were also released. Case-Schiller: Home Prices Continue to Rise. David M. Blitzer, Chairman of the Dow Jones S&P Indices Committee, said that ...

INTERNAL PAGES

lightmortgageco.com

1

3 Closing Costs That Most Buyers Forget to Factor in and What You Can Expect to Pay

http://lightmortgageco.com/home-buyer-tips/3-closing-costs-that-most-buyers-forget-to-factor-in-and-what-you-can-expect-to-pay

Loan Process- Step by Step. Why It’s Hard To Get The Lowest Rates. Where Do I Start? Which Loan is Right for Me? 3 Closing Costs That Most Buyers Forget to Factor in and What You Can Expect to Pay. Home Inspection Fees: A Small Charge For Peace Of Mind. Private Mortgage Insurance: Obligatory With Small Down Payments. If you’re only planning to make the minimum down payment on your home, you’ll need to buy mortgage insurance. Mortgage insurance protects the lender in the event that you def...You can pay f...

2

Loan Checklist

http://lightmortgageco.com/loan-checklist-2

Loan Process- Step by Step. Why It’s Hard To Get The Lowest Rates. Where Do I Start? Which Loan is Right for Me? Documents required for a home purchase :. Last 2 years of W-2’s. Last 2 months pay stubs. Last 2 months financial statements including bank statements, stock accounts, retirement accounts. Last 2 years Tax Returns including all schedules. Copy of Drivers License. For Refinance loans, the list is the same (except Purchase Contract) with the addition of. Home Insurance Declaration Page.

3

Mortgage Calculator

http://lightmortgageco.com/mortgage-calculator

Loan Process- Step by Step. Why It’s Hard To Get The Lowest Rates. Where Do I Start? Which Loan is Right for Me? Related Resource: Refinance and Mortgage Rates. No social security number required. Current Mortgage Rate *. Required Loan Size *. Expected Home Value *. Property ZIP Code *. Street Address (i.e. 123 Main St) *. Your First and Last Name *. Your Email Address *. Phone Number (XXX-XXX-XXXX) *. Your Credit Rating *. Below Average ( 640). What Is Your Occupancy? What Is The Home Type?

4

Loan Programs

http://lightmortgageco.com/whichloan

Loan Process- Step by Step. Why It’s Hard To Get The Lowest Rates. Where Do I Start? Which Loan is Right for Me? Which loan is right for me? Years you plan to stay in home. 3/1 ARM, 1 year ARM or 6 month ARM. 10/1 ARM, 30 year fixed or 15 year fixed. 30 year fixed or 15 year fixed. Monthly payments are fixed over the life of the loan. Interest rate does not change. Protected if rates go up. Can refinance if rates go down. Rate does not drop if interest rates improve. Lower initial monthly payment. Terms ...

5

Home Appraisal

http://lightmortgageco.com/home-appraisal-2

Loan Process- Step by Step. Why It’s Hard To Get The Lowest Rates. Where Do I Start? Which Loan is Right for Me? What is the purpose of a home appraisal? A home appraisal is generally required by the lender in order to establish that the value of the home will be sufficient collateral for the amount of the loan. The appraisal fee is generally paid by the buyer, sometimes required at the time of the loan application but typically paid at the loan closing. Justifying the amount of the loan. Your Credit Rat...

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lightrealtyinc.com

How to Price Your Home « Light Realty Inc

http://lightrealtyinc.com/selling/how-to-price-your-home

How Much Can I Afford? Why Use a REALTOR? Plan and Prepare to Sell Your House. How to Price Your Home. Why Use a REALTOR When Selling? How to Price Your Home. Pricing decisions should be grounded in reality. When the time comes to price your home for sale, you may be tempted to start with the price you paid for it, add a healthy markup and call it a day. Unfortunately, that strategy is unlikely to result in a true reflection of your home’s market value. 1 Abandon your personal point of view. 2 Get a CMA.

lightrealtyinc.com

Foreclosures/Short Sales « Light Realty Inc

http://lightrealtyinc.com/short-salesbank-owned

How Much Can I Afford? Why Use a REALTOR? Plan and Prepare to Sell Your House. How to Price Your Home. Why Use a REALTOR When Selling? You can go HERE. For more information regarding REOs and Foreclosures. You can go HERE. For more information regarding Short Sales. We are ready to help you with the BIGGEST purchase of your life! Best rates, fast turn times and great customer service to get your loans done! Mdash; Pablo and Silke Espinosa - San Francisco and Mountain View. I love Hal’s friendly service a...

lightrealtyinc.com

Plan and Prepare to Sell Your House « Light Realty Inc

http://lightrealtyinc.com/selling/plan-and-prepare-to-sell-your-house

How Much Can I Afford? Why Use a REALTOR? Plan and Prepare to Sell Your House. How to Price Your Home. Why Use a REALTOR When Selling? Plan and Prepare to Sell Your House. Million of existing homes are sold each year, and while each transaction is different every owner wants the same thing — the best possible deal with the least amount of hassle and aggravation. The home-selling process typically starts several months before a property is made available for sale. It’s necessary to look at a hom...While p...

lightrealtyinc.com

How Much Can I Afford? « Light Realty Inc

http://lightrealtyinc.com/buying/how-much-can-i-afford

How Much Can I Afford? Why Use a REALTOR? Plan and Prepare to Sell Your House. How to Price Your Home. Why Use a REALTOR When Selling? How Much Can I Afford? This calculates your maximum mortgage amount based upon the monthly payment, interest rate, and terms that you enter. Affordability interest rate=” ” ]. We are ready to help you with the BIGGEST purchase of your life! Best rates, fast turn times and great customer service to get your loans done! Mdash; Larry and Rachel Gandt - San Ramon.

lightrealtyinc.com

Why Use a REALTOR®? « Light Realty Inc

http://lightrealtyinc.com/buying/why-use-a-realtor

How Much Can I Afford? Why Use a REALTOR? Plan and Prepare to Sell Your House. How to Price Your Home. Why Use a REALTOR When Selling? Why Use a REALTOR? Real estate transactions involve one of the biggest financial investments most people experience in their lifetime. Transactions today usually exceed $100,000. If you had a $100,000 income tax problem, would you attempt to deal with it without the help of a CPA? If you had a $100,000 legal question, would you deal with it without the help of an attorney?

lightrealtyinc.com

Blog « Light Realty Inc

http://lightrealtyinc.com/blog

How Much Can I Afford? Why Use a REALTOR? Plan and Prepare to Sell Your House. How to Price Your Home. Why Use a REALTOR When Selling? The Quick and Easy Guide to Understanding the Math Behind Your Mortgage Closing Costs. It’s amazing that in a year with extremely low mortgage rates being reported around the country, closing costs […]. Posted in Home Mortgage Tips. Looking Ahead: How to Ensure That You Are Taking Full Advantage of Mortgage Tax Credits. Posted in Home Mortgage Tips. How to Submit an Offer...

lightrealtyinc.com

Pre-Approval Letter « Light Realty Inc

http://lightrealtyinc.com/buying/pre-approval-letter

How Much Can I Afford? Why Use a REALTOR? Plan and Prepare to Sell Your House. How to Price Your Home. Why Use a REALTOR When Selling? Don’t Forget Your Pre-Approval Letter. Here are three reasons why getting a pre-approval letter is a good idea. 1 A pre-approval letter is more reliable than a pre-qualification letter. 2 You’ll know how much money you can qualify to borrow. 3 You’ll have more leverage in negotiations with the seller. We are ready to help you with the BIGGEST purchase of your life! Hal he...

lightrealtyinc.com

Testimonials « Light Realty Inc

http://lightrealtyinc.com/testimonials

How Much Can I Afford? Why Use a REALTOR? Plan and Prepare to Sell Your House. How to Price Your Home. Why Use a REALTOR When Selling? 8221; – Larry and Rachel Gandt – San Ramon. 8221; – Pablo and Silke Espinosa – San Francisco/Mountain View. 8221; – Philip and Melody Wong – Alameda. 8221; – Bob Woo – San Ramon. We are ready to help you with the BIGGEST purchase of your life! Best rates, fast turn times and great customer service to get your loans done! Mdash; Tony Wong - Fremont. Hal helped us first sel...

lightrealtyinc.com

Calculator « Light Realty Inc

http://lightrealtyinc.com/calculator

How Much Can I Afford? Why Use a REALTOR? Plan and Prepare to Sell Your House. How to Price Your Home. Why Use a REALTOR When Selling? Calculates your monthly payment for different loan amounts, interest rates, and amortization terms. How Much Can I Afford. Calculates your maximum mortgage amount based upon the monthly payment, interest rate, and term that you enter. We are ready to help you with the BIGGEST purchase of your life! Mdash; Tony Wong - Fremont. Mdash; Philip and Melody Wong - Alameda.

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Light Mortgage Co —

Loan Process- Step by Step. Why It’s Hard To Get The Lowest Rates. Where Do I Start? Which Loan is Right for Me? What’s Ahead For Mortgage Rates This Week – April 2nd, 2018. April 2, 2018. Last week’s economic releases included readings from Case-Shiller, pending home sales, and consumer sentiment. Weekly reports on mortgage rates and first-time jobless claims were also released. Case-Schiller: Home Prices Continue to Rise. David M. Blitzer, Chairman of the Dow Jones S&P Indices Committee, said that ...

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