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Loans | Secured Loan | Home loan | Homeowner Loan | Refinance Loan
Loans Secured Loan Home loan Homeowner Loan Refinance Loan. Saturday, December 6, 2008. Find your security with a secured loan. A sense of security is everyones priority! Whether it is the car we drive, the house that we live in or the way we lead our life we all like to feel secure. This could also apply in our personal or professional life, we all like to have security whether this be a relationship friends our family or with our work. . So how can that happen? There are many lenders available who will...
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住宅ローンアドバイザーによるQ＆A集
現在、税込年収900万円、妻は専業主婦、子供なし。 4500万円程度の一戸建て購入を検討しています。しかし、頭金が500万円しかありません。一般的に頭金は購入物件の20%程度とされていますが、私の場合全然足りません。購入するまでにはもう少し貯める予定はしていますが、それでも頭金が400万円というのは少なすぎるのでしょうか? 確かに一般的には住宅購入の頭金は購入物件の２割程度を用意すべきと言われていますが、これは以前に住宅金融公庫融資が購入価格の８割までしか借入れできなかったからに過ぎず、２割という数字には何の統計的根拠もありません。 当然、借り入れする住宅ローンの金利タイプなどによって返済負担は変わってきますが、とりあえずは金利変動の影響を受けない全期間固定で負担の度合いをチェックしてみてはどうでしょうか。頭金が少なすぎるのかどうかということについては、あくまで負担の度合いをチェックした後の話です。 また、インターネットで全ての取引が完了というのにも少し不安もありますが、そのへんを教えていただけたらと思います。 引渡し（決済）の期日というものは、様々な事情である...現在33歳で年収が530万円です&#...
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