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Loan Modification in California | By Demetria Graves

Loan Modification in California. Is A Loan Modification an Option for Me? Will My Bank Think So Too? To qualify for a loan modification you must establish: 1) You have a financial hardship which prohibits you from making your current payments; 2) Your hardship isn’t so catastrophic that you can’t even make a slightly reduced payment amount. What defines a ‘Financial Hardship’? Can You Make A Reasonable Payment? In theory you can contact your bank and get your mortgage modified with a couple phone calls a...

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What is a Loan Modification in California? A loan modification in California is any lasting alteration in any of the terms of a loan. This will allow the loan to get reestablished and will allow the mortgagor to pay an amount which they can afford to pay. Maybe you have heard of horror stories of mortgagors whose properties have been foreclosed because of failure to pay and then there are even urban legends of banks foreclosing for the simple reason of land grabbing. What is a Loan Modification Video.

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Loan Modification Can Help You Avoid Foreclosing On Your Mortgage. Loan Modification Can Help You Avoid Foreclosing On Your Mortgage. But it isn’t all gloom and doom: there is an elegant solution. Many homeowners are not even aware of this solution: it’s called loan modification. A new, lower, payment amount is arrived at which is affordable to the homeowner. Loan modification is a true win-win for all parties concerned. To the homeowner and their family it can mean the difference between keeping...Every...

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Just another WordPress.com site. About Making Home Affordable. Home Affordable Modification Program (HAMP). Home Affordable Refinance Program (HARP). Home Affordable Foreclosure Alternatives (HAFA). Second Lein Modification Program (2MP). Posted by Mandi Karras. In apply for making home affordable. Obama home affordable program. On November 5, 2010. WHAT IS A LOAN MODIFICATION? There are several different forms of loan modifications depending on what the homeowner qualifies for. Examples include:. Princi...