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Home Loans | Mortgages | Vintage Lending

Finding the best mortgage in Utah can be hard, but at Vintage Lending we are here to help you get the best rate at the lowest price.

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Altius Mortgage

Rick Kirschenbaum

45 West Seg●●●●●●●●●●●e suite 411

Sa●●dy , UT, 84070

US

1.80●●●●7283
ri●●●@Altiusmortgage.com

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Rick Kirschenbaum

Rick Kirschenbaum

45 West Seg●●●●●●●●●●●e suite 411

Sa●●dy , UT, 84070

US

1.80●●●●7283
ri●●●@Altiusmortgage.com

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Finding the best mortgage in Utah can be hard, but at Vintage Lending we are here to help you get the best rate at the lowest price.
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Home Loans | Mortgages | Vintage Lending | loansbyrick.com Reviews

https://loansbyrick.com

Finding the best mortgage in Utah can be hard, but at Vintage Lending we are here to help you get the best rate at the lowest price.

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1

Customer Reviews of Vintage Lending

https://www.loansbyrick.com/testimonials.php

We work very hard for our customers because nothing pleases us more than helping our clients acheive the dream of affordable home ownership. We want to add you to our list of very satisfied customers. Read what others have said about working with us:. February 28, 2014. March 03, 2014. Utah County, UT. March 03, 2014. March 03, 2014. I wished all my loan officers worked as he does. It would make my life much easier. SEVERAL LOANS WITH RICK KIRSCHENBAUM! March 03, 2014. March 03, 2014. March 03, 2014.

2

Frequently Asked Mortgage Questions

https://www.loansbyrick.com/questions.php

Frequently Asked Mortgage Questions. Do you have questions? You will find the answers to several frequently asked mortgage questions below. What is the difference between pre-approval and pre-qualification? When does it make sense to refinance? Calculate the total cost of the refinance. Calculate the monthly savings. Divide the total cost of the refinance (#1) by the monthly savings (#2). This is the "break even" time. If you own the house longer than this, you will save money by refinancing. A rate lock...

3

Mortgage Loan Programs | Vintage Lending

https://www.loansbyrick.com/programs.php

The following is a partial list of programs offered by Vintage Lending with a brief description of the key elements of each. For a complete list of the programs that we offer, please contact us. Conventional Fixed Rate Mortgages (FRM). Available terms generally range from 10 years, 15 years, 30 years and 40 years. Adjustable Rate Mortgages (ARM). Homeowners looking to decrease their interest rate may consider refinancing. A refinance calls for the homeowner to obtain another mortgage loan. Those ...FHA l...

4

Mortgage Terminology | Vintage Lending

https://www.loansbyrick.com/glossary.php

A written summary of the title history of a particular piece of real estate. A provision of a mortgage or note which provides that the entire outstanding balance will become due and payable in the event of default. ARM (Adjustable Rate Mortgage). A mortgage in which the interest rate is adjusted periodically, based on the movement of a financial index. APR (Annual Percentage Rate). The annual percentage rate refers to the total cost of the loan, expressed as a yearly rate. A short-term loan secured by th...

5

Help for Homeowners | Making Home Affordable Refinance Program

https://www.loansbyrick.com/home-affordable-refinance-program.html

Help for Homeowners - HARP - Making Home Affordable Refinance Program. Finally, there is help for homeowners that are underwater on their mortgages:. Do any of these sound like you? The value of my property has fallen. I owe more than my home is worth. I have been turned down for a refinance loan in the past. I am having trouble making my house payments. I have an adjustable rate mortgage. I don't qualify for loan modification. I can't afford my mortgage payment. A lower interest rate;. A more stable mor...

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BUY A HOME WITH JUST 1% DOWN. UT, ID, CA, FL, CO, OHIO. Buy a Home with only 1% Down. A mortgage company that works. Welcome to Vintage Lending. This is the personal website of Rick Kirschenbaum doing loans in Utah, Idaho, California, Florida, and Colorado. Rick Kirschenbaum can make your desire of home ownership not only for the highly qualified borrower but also for the credit challenged. Home values have increased so now is an excellent time to do a cash-out refinance. Vintage Lending Site Map.

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Robin Ricks' Home Loan Updates

Robin Ricks' Home Loan Updates. Information for those purchasing or refinancing homes in the state of Texas. Wednesday, June 29, 2011. Market Recap for June 27, 2011. Now, we would like to see mortgage rates start to rise. Without artificial support from the Federal Reserve, interest rates would naturally move higher. That's not bad; the market needs to get back to equilibrium – with more private mortgage money and private mortgage-backed securities, so we can have more choices and more len...Mortgage ra...

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Greenwood Village, CO. With over 35 yrs. experience in the mortgage industry, my goal is to provide an exceptional experience while providing personalized results for my clients, real estate agents and referral partners. Together with Fairway Independent Mortgage, we have the products, tools and expertise to provide customized options to meet your immediate and long term real estate goals. I have a question. Our advanced search engines help pin-point the perfect home. Website Development by Woland Tech.

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