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Louisville Kentucky Mortgage Lender Brady Webb - 502-327-9770 | Mortgage Broker in Louisville KY - FHA, VA, KHC, USDA and Rural Housing

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Blog | Loan Solver

The law allows Fannie Mae and Freddie Mac to purchase mortgages up to a certain dollar amount. Loans with origination balances at or below this dollar amount are referred to as conforming loans; on the other hand, loans with origination balances above this dollar amount are referred to as non-conforming loans or jumbo loans. Think of the Loan-to-value (LTV) ratio as the opposite of the down payment percentage when purchasing, or the opposite of your equity percentage when refinancing.

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