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LUMINFINANCIAL.COM

Lumin Financial - Clear direction. Clear future.

Clear direction. Clear future.

http://www.luminfinancial.com/

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CONTACTS AT LUMINFINANCIAL.COM

McKelvey, Naoko

2000 ●●●●●enter

Sou●●●eld , MI, 48075

US

1.24●●●●9480
nm●●●●●●●@luminfinancial.com

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Lumin Financial LLC

McKelvey, Naoko

2000 ●●●●●enter

Sou●●●eld , MI, 48075

US

1.24●●●●9480
nm●●●●●●●@luminfinancial.com

View this contact

Lumin Financial LLC

McKelvey, Naoko

2000 ●●●●●enter

Sou●●●eld , MI, 48075

US

1.24●●●●9480
nm●●●●●●●@luminfinancial.com

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Lumin Financial - Clear direction. Clear future. | luminfinancial.com Reviews
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Clear direction. Clear future.
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Lumin Financial - Clear direction. Clear future. | luminfinancial.com Reviews

https://luminfinancial.com

Clear direction. Clear future.

INTERNAL PAGES

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1

401k Advisor

http://luminfinancial.com/401k-advisor

Victor H. Hicks II. Elizabeth E. Gear. ILLUMINations – Video Series. Posted at June 17, 2015. Plan Design and After-Tax Contributions. Black Out Period and Notice. 2015 Plan Design Portability Chart. Posted at March 17, 2014. 401(k) hardship distributions must meet one of these six requirements. Set 401(k) plan defaults at optimal levels for maximum employee participation. New 2014 COLA limits and IRA changes. Posted at September 17, 2013. Tailoring Your Retirement Plan Communications.

2

Elizabeth E. Gear | Lumin Financial

http://luminfinancial.com/elizabeth-e-gear

Victor H. Hicks II. Elizabeth E. Gear. ILLUMINations – Video Series. Elizabeth E. Gear. Beth Gear is a Relationship Manager at Lumin Financial, where she focuses on monitoring retirement plans, and executing investment strategies. She enjoys traveling, staying active and participating in social and sporting events with friends and family. Checking on Your Fiduciary Liability Coverage. Posted on August 1, 2016. Catch-up Contributions Making Up for Lost Time. Posted on July 5, 2016. Posted on June 6, 2016.

3

Home | Lumin Financial

http://luminfinancial.com/home

Victor H. Hicks II. Elizabeth E. Gear. ILLUMINations – Video Series. Checking on Your Fiduciary Liability Coverage. Posted on August 1, 2016. Catch-up Contributions Making Up for Lost Time. Posted on July 5, 2016. Don’t Let That Lump Sum Fool You. Posted on June 6, 2016. Exception to the Early Withdrawal Penalty. Posted on May 16, 2016. Posted on May 2, 2016. 2016 - Lumin Financial, LLC.

4

Employee Education | Lumin Financial

http://luminfinancial.com/401k-services/employee-education

Victor H. Hicks II. Elizabeth E. Gear. ILLUMINations – Video Series. Facing the Retirement Challenge. A study by the Employee Benefit Research Institute reports that Americans’ confidence in their ability to afford a comfortable retirement, remains at extremely low levels. Not surprising, the biggest concerns are related to workers’ concerns about limited retirement savings, wage uncertainty, excessive personal debt, rising healthcare costs, and others. Checking on Your Fiduciary Liability Coverage.

5

Global Market Summary

http://luminfinancial.com/global-market

Victor H. Hicks II. Elizabeth E. Gear. ILLUMINations – Video Series. Alt="Global Market Summary" /. Global Market Summary Archives. Posted at August 26, 2015. Irrational Exuberance’ Not Evident. America’s Healthy Balance Sheet. US Economy: Back on Track. When Will Bond Yields Rise? Posted at May 4, 2015. No Signs of a Bear Market. The Rate Hike Horizon. A Low Interest Rate Environment. The Benefit of a Strong Dollar. Posted at January 30, 2015. US Still Leading Global Recovery. Posted at October 30, 2014.

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LINKS TO THIS WEBSITE

mishrmblog.org mishrmblog.org

June | 2014 | mishrmblog

https://mishrmblog.org/2014/06

Back to basics: 401(k) plan record retention. June 25, 2014. By: Victor H. Hicks II, CFP , AIF. Owner, Managing Principal. Lumin Financial, LLC. An Independent Registered Investment Adviser. Whose responsibility is it? How long must records be preserved? Plan records that must be maintained permanently include plan documents (including all adoption agreements and plan amendments), IRS determination letters, insurance contracts, SPDs, and board resolutions. What about participant information? Proper and c...

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August | 2014 | mishrmblog

https://mishrmblog.org/2014/08

How to know which Retirement Plan is right for your small business. August 8, 2014. By: Victor H. Hicks II, CFP , AIF. Owner, Managing Principal. Lumin Financial, LLC. An Independent Registered Investment Adviser. Annual contributions per participant are capped at $52,000 or 25% of compensation for 2014. This plan has modest start-up and operating costs. Contributions are 100% vested, and withdrawals are permitted at any time, subject to taxation and a potential early withdrawal penalty. The safe harbor ...

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October | 2014 | mishrmblog

https://mishrmblog.org/2014/10

Is your 401(k) ready for an IRS audit? October 7, 2014. By: Victor H. Hicks II, CFP , AIF. Owner, Managing Principal. Lumin Financial, LLC. An Independent Registered Investment Adviser. The annual Form 5500 filing for a qualified retirement plan generally must include audited financial statements for the plan. However, the U.S. Department of Labor (DOL) exempts small retirement plans from the general audit requirement under certain conditions. Definition of a Small Plan:. Covered participants generally i...

mishrmblog.org mishrmblog.org

January | 2015 | mishrmblog

https://mishrmblog.org/2015/01

Not Every Workplace Wrong Is Remediable Under Title VII. January 27, 2015. By: Carrie S. Bryant. Watts v. Lyon County Ambulance Service. Et al, No. 14-5761 (6. Cir Jan. 20, 2015) (unpublished), the Sixth Circuit dismissed the Plaintiff’s discrimination and tortious interference claims, and affirmed that a plaintiff must do more than simply allege a workplace harm. In order to sustain a claim, the harm must be actionable under the law. Watts filed suit in the district court against the Ambulance Service a...

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Mini blog | J-culture Daisuki!

Originally posted on PPJCIG.NET. Fans of anime, games and manga are in for a treat come 27 April, as Neo Tokyo Project (NTP), Collateral Damage Studios (CDS)and Daiyaku bring you a brand new derivative fan art event! Doujin Market, or ‘Doujima’ for short, will take place annually in April (Spring) and August (Fall), with the inaugural celebration bringing together more than 20 independent art groups and creators from Singapore and around the region. March 16, 2014. Originally posted on PPJCIG.NET. ON 20 ...

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LUMIN

Lumin is an animated short film created by students at the Columbus College of Art. Designed over a period of four months, this eerie film tells the story of a young boy and his escape from dozens of monsters who pursue him for one thing: his light. Lumin' has won a few more awards over the last couple months. First place at the Society of Illustrators competition. Best Student Film" in the Columbus Society of Communicating Arts. Lumin Screens at Austin Film Festival in Fall of 2013. The full credits for...

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Lumin Financial - Clear direction. Clear future.

Victor H Hicks II. Brittany E. Rees. ILLUMINations – Video Series. Follow us on Twitter! Check out our blog site. Expertise You Can Rely On. Thank you for visiting our site. Since 2000, we have managed investments for employer-sponsored retirement plans - such as 401(k) as well as individual investors. Our tagline, Clear DirectionClear Future, is our promise to deliver financial advice in a way that brings clarity to planning for a retirement that is both rewarding and realistic. Investment advisory serv...

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luminflux.com

The domain luminflux.com is for sale. To purchase, call Afternic.com at 1 781-373-6847 or 855-201-2286. Click here for more details.

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luminfly.com - Registered at Namecheap.com

This domain is registered at Namecheap. This domain was recently registered at Namecheap. Please check back later! This domain is registered at Namecheap. This domain was recently registered at Namecheap. Please check back later! The Sponsored Listings displayed above are served automatically by a third party. Neither Parkingcrew nor the domain owner maintain any relationship with the advertisers.

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Luminfographiste | Réalisation & Création d'une luminfographiste

Réalisation and Création d'une luminfographiste. Aller au contenu principal. Jeudi 23 Juillet 2015 – Les clés du sous-sol. N’hésitez pas à cliquer sur l’image pour l’agrandir! Posté dans Non classé. Vendredi 10 Juillet 2015 – News! Lundi 27 Avril 2015. En pleine retouche des photos d’ART DEMO, je suis très occupée en ce moment! Je publierai un article une fois les retouches faites! Posté dans Non classé. ART DEMO – Jeudi 8 Avril 2015. ART DEMO, c’est fini! Credit Photos : Lsd’. Posté dans Non classé.

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This domain is registered at Namecheap. This domain was recently registered at Namecheap. Please check back later! This domain is registered at Namecheap. This domain was recently registered at Namecheap. Please check back later! The Sponsored Listings displayed above are served automatically by a third party. Neither Parkingcrew nor the domain owner maintain any relationship with the advertisers.

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Blog ブログ 博客 部落阁 部落格 個人日記

Blog ブログ 博客 部落阁 部落格 個人日記. ビジネスを中心に、日常生活にも及んで現実的、実務的、真実的な話題を語る。 12288; 富士フイルムのFinePix A310、2003年4月17日発売以来、私は、カルフール南町田店で1台目購入して、使いやすいため、その後同じものをもう一台を購入し、中国の実家に持ち帰って、兄貴(長男)にあげようと考えたが、本人はすでに他のデジカメを持ってると家族の人から聞いたため、あげずに父の所にとりあえず預けた。 12288;その後、父が長男の娘、孫にそれを渡した。姪っ子が使ってみたが、ズームエラーで、また父の所に戻されてきたようだ。 また、私は中国に再度帰った時、父から故障中のそのデジタルカメラを返してくれた。壊れたようで、孫の魯婕が使ってこうなったと父はつぶやいた。 そのままそのデジカメを中国から日本に持ち帰って、メーカーへ修理に出して、着払いできないかと交渉した結果、いいと同意してくれた。 12288; 大変に嬉しかった。 12288; これは、2004年暮れか2005年初め頃の話だった。 12300;FinePix A310」. 当时我告发“厦门...