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Meredith Whisnant - Real Estate: January 2015
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Tuesday, January 27, 2015. Converting a Home to a Rental. A simple decision to rent your current home instead of selling it when moving to a new home could have far reaching consequences. If you have a considerable gain, in a principal residence and you rent it for more than three years, it can lose the principal residence status and the profit must be recognized. Tuesday, January 20, 2015. Get Ready to Garage Sale. Start early to research and plan. Saturdays are generally the best day but there may be s...
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Meredith Whisnant - Real Estate: April 2015
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Tuesday, April 28, 2015. Pay More or Less. Paying more for your house payment does not make your home more valuable. It does mean that the mortgage rate may be higher than it has to be. Another feature of a FHA ARM is the maximum rate change in one period is 1% and the maximum lifetime cap is 5% over the initial rate. The total savings on the ARM at the end of the first period is $13,477. If a borrower felt confident they would sell the home prior to the breakeven point of 8.5 years, the ARM woul...To he...
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Meredith Whisnant - Real Estate: What's Stopping You?
http://meredithwhisnant.blogspot.com/2015/07/whats-stopping-you.html
Tuesday, July 21, 2015. The majority of tenants say they’d like to own a home but continue to pay rent and missing out on financial and emotional advantages. There seems to still be a lot of misinformation in the marketplace. Most tenants realize considerably lower cost of housing by owning once the appreciation, amortization and tax savings are considered. The savings in the first year alone could easily be more than the down payment required. Plug in your own numbers in a Rent vs. Own.
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Meredith Whisnant - Real Estate: August 2015
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Tuesday, August 25, 2015. More Home for a Lower Cost of Housing. What if you could live in a larger and possibly newer home for less than you are currently? Would you consider moving? Do you want to hear more? Interest rates, while they’re expected to go up, actually took a small dip and are still hovering at the 4% or below mark for a 30 year mortgage and almost one percent less for a 15 year term. A newer home could easily have lower monthly utility costs than your current home due to being more energy...
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Meredith Whisnant - Real Estate: Who is Your Champion?
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Tuesday, August 4, 2015. Who is Your Champion? The Super Bowl and World Series determine the football and baseball champions. Since there can only be one champion, the other team loses the competition. In feudal times, a knight might champion for the king or a patriotic, romantic or religious cause. Negotiating the sale or purchase of a home is definitely a competition and you need a champion on your side. Subscribe to: Post Comments (Atom). More Home for a Lower Cost of Housing. Get Ready for College.
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Meredith Whisnant - Real Estate: November 2014
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Tuesday, November 25, 2014. Verify with Your Lender. If you have a mortgage with an escrow account to pay your property taxes and insurance, you expect the company servicing your loan to pay this year’s taxes this year so that you can deduct them on your 2014 income tax return. After all, your monthly payment includes 1/12 the annual amount so there will be money available for them to be paid on time. IRS requires that expenses must actually be paid in the year that a deduction is to be taken. For instan...
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Clients - joshuaboyd.com
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Let new knowledge take you to new heights. Here are some of the fantastic people I am privileged to work with over the years as a computer consultant:.
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Meredith Whisnant - Real Estate: June 2015
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Tuesday, June 30, 2015. More people grill in July than any other month. While grilling is all about good food, fun, friends and celebrations, it is important to make sure that accidents don’t interrupt your activities. Approximately half of the injuries involving grills are thermal burns. If you work with fire, there’s a chance of getting burned. Only use BBQ grills outdoors and in ventilated areas. Place the grill away from home or anything that could be flammable. Keep fire under control. Practice safe...
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Meredith Whisnant - Real Estate: February 2015
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Tuesday, February 24, 2015. Home is Worth the Sacrifice. There are many reasons people want a home with the most frequent responses being a place of their own, to raise their family, share with their friends and feel safe and secure. These are all strong motivations fueling the American Dream of owning your own home. Tuesday, February 17, 2015. Save on Homeowner's Insurance. Another way to say it is: don’t buy insurance when you can afford the loss. If you have a mortgage on your home, you must...Call yo...
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