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Miami Real Estate Attorney Blog. Powered by Becker and Poliakoff. UPDATE: What Impact Will a PACE Loan Have on Your Real Estate Closing. The impact a Property Assessed Clean Energy (PACE) loan may have on your real estate closing. Since we wrote about the FHA has issued additional guidelines regarding those loans. But the FHA is now concerned about the impact of the PACE liens. FHA is also concerned with the lack of consumer protections associated with the origination of the PACE assessment, which are fa...

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Miami Real Estate Attorney Blog – Powered by Becker and Poliakoff | miamirealestateattorneyblog.com Reviews

https://miamirealestateattorneyblog.com

Miami Real Estate Attorney Blog. Powered by Becker and Poliakoff. UPDATE: What Impact Will a PACE Loan Have on Your Real Estate Closing. The impact a Property Assessed Clean Energy (PACE) loan may have on your real estate closing. Since we wrote about the FHA has issued additional guidelines regarding those loans. But the FHA is now concerned about the impact of the PACE liens. FHA is also concerned with the lack of consumer protections associated with the origination of the PACE assessment, which are fa...

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Deficiency Judgments in Foreclosures - Miami Real Estate Attorney Blog

http://www.miamirealestateattorneyblog.com/deficiency-judgments-in-foreclosures

Subscribe to our newsletter. Deficiency Judgments in Foreclosures. Posted by Hugo V. Alvarez. In a time where people are losing their homes to foreclosure daily, what can possibly add more insult to injury? The answer – deficiency judgments. A deficiency judgment is a money judgment. Entered against former homeowners who lost their property to foreclosure. The amount of the judgment is the difference between what was owed on the loan and the price the home sold for on the sale date. Another potential pro...

2

Are You Entitled to a Disbursement of Surplus Proceeds from a Foreclosure Sale?

http://www.miamirealestateattorneyblog.com/are-you-entitled-to-a-disbursement-of-surplus-proceeds-from-a-foreclosure-sale

Subscribe to our newsletter. Are You Entitled to a Disbursement of Surplus Proceeds from a Foreclosure Sale? Posted by Hugo V. Alvarez. The real estate market is improving. A surplus is found when a property sells for more than the judgment amount at the courthouse during the auction. The excess between the amount of the money realized at the courthouse auction and the foreclosure judgment is called a “surplus.”. Recent changes in the law. To pursue deficiency judgments. But today, we are seeing more sal...

3

Miami Foreclosures are Reversed by Appellate Court

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Subscribe to our newsletter. Miami Foreclosures are Reversed by Appellate Court. Posted by Hugo V. Alvarez. The Third District Court of Appeal has reversed two foreclosures recently. Each case represented a unique fact pattern. But taken together, these cases represent a continued effort by the Third District Court of Appeal. In Rocketrider Pictures v. Bank United. 461 So.2d 276 (Fla. 5. Nevertheless, in the Rocetrider. In Morlock v. Nationstar. Don’t hesitate to contact us. Visit Our Other Blogs. Rare D...

4

Many South Florida Homeowners are Finally Able to Sell their Homes – For a Profit

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Subscribe to our newsletter. Many South Florida Homeowners are Finally Able to Sell their Homes For a Profit. Posted by Hugo V. Alvarez. Home prices are on the rise in South Florida. And this is comforting news for many South Florida homeowners that were hit hard during the Great Recession. South Florida saw an 11% increase in price gains from a year earlier. That means that many home owners that are selling their property are even realizing a profit from the sale. There are less short sales. Part of the...

5

Five Mistakes All First Time Home Buyers Should Avoid Making

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Subscribe to our newsletter. Five Mistakes All First Time Home Buyers Should Avoid Making. Posted by Hugo V. Alvarez. With that said, here are five mistakes all first time home buyers should avoid making. Don’t Assume You Will Be Making More Money. One of the lessons we all learned from the Great Recession is that many people, and lenders, believed that individuals would be making significantly more money in years to come. Don’t make such assumptions. During the Great Recession. Many individuals actually...

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An Appellate Court Chastised an Insurance Company for its Conduct during an Examination Under Oath and Awarded Attorney Fees to the Insured - Florida Insurance Claim Lawyer Blog

http://www.floridainsurancelawyerblog.com/an-appellate-court-chastised-an-insurance-company-for-its-conduct-during-an-examination-under-oath-and-awarded-attorney-fees-to-the-insured

Subscribe to our newsletter. An Appellate Court Chastised an Insurance Company for its Conduct during an Examination Under Oath and Awarded Attorney Fees to the Insured. Posted by Hugo V. Alvarez. An insurance company was chastised by the Third District Court of Appeal for its conduct during an examination under oath. An examination under oath is a common condition precedent. Court Ruling Taking an Insurance Company’s Conduct to Task. In a case decided by the Third District Court of Appeal. In that case,...

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How to Cook When There is No Power after a Storm

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Subscribe to our newsletter. How to Cook When There is No Power after a Storm. Posted by Hugo V. Alvarez. I still remember the last hurricane that hit South Florida. It was Hurricane Wilma back in 2005. It caused a lot of damage to South Florida homes, and offices. But one of my lasting memories of coping with the aftermath of Hurricane Wilma was trying to cook when there was no power after the storm. It proved to be challenging at times. But reflect on the lessons learned from past storms to be better p...

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Anniversary of Hurricane Wilma a reminder of the lessons learned in South Florida - Florida Insurance Claim Lawyer Blog

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Subscribe to our newsletter. Anniversary of Hurricane Wilma a reminder of the lessons learned in South Florida. Posted by Hugo V. Alvarez. This week marks the five year anniversary of Hurricane Wilma, the last major storm to strike South Florida. Newspapers as far away as California marked the anniversary, as the Sacramento Bee. The bill would also move to regulate discounts homeowners are permitted to get for hurricane resistant construction. The insurance industry is crying foul over this measure, ...

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The Importance of the Examination Under Oath (EUO) and How it Impacts your Insurance Claim - Florida Insurance Claim Lawyer Blog

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Subscribe to our newsletter. The Importance of the Examination Under Oath (EUO) and How it Impacts your Insurance Claim. Posted by Hugo V. Alvarez. What is an Examination Under Oath? It should be noted that the EUO could be tape recorded, or even video taped. But it will certainly be transcribed, and you will be sworn to tell the truth. The sworn testimony that you give will also be used by the insurance company to serve their interest, and against you, if possible. Who has to sit and attend an EUO?

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The Difference Between Replacement Cost Coverage and Actual Cost Coverage

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Subscribe to our newsletter. The Difference Between Replacement Cost Coverage and Actual Cost Coverage. Posted by Hugo V. Alvarez. Replacement cost coverage will pay you for the item in today’s dollars. For instance, let’s say your sofa was stolen or damaged from your home. Replacement cost coverage will reimburse you the full cost of replacing the sofa with a new one of like kind. On the other hand, actual cash value will pay you the replacement cost of the sofa. So to quickly recap, both actual cash va...

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Why Won't Your Insurance Company Pay You If Your Boat Sank?

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Subscribe to our newsletter. Why Won’t Your Insurance Company Pay You If Your Boat Sank? Posted by Hugo V. Alvarez. Your boat sank. You timely paid all of your insurance premiums. Yet the insurance company does not want to pay you for your loss. The question becomes, why won’t your insurance pay you if your boat sank? Today to discuss your claim. In Great Lakes Reinsurance v. Soveral. Then there are other provisions in the insurance policy that an insurance company will look to in order to attempt to den...

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Miami Resort Injury Lawyer Blog - Page 3 of 14 -

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Subscribe to our newsletter. Fatal Shooting at Night Club. Posted by Hugo V. Alvarez. Bars and adult entertainment clubs are not always the safest places. While many go to enjoy themselves and not bother anyone else, sometimes what starts as a verbal altercation turns into a violent situation in which people are hurt or killed. Well, at a bar in Broward and a strip club in Palm Beach County. This is exactly what happened. All premises owners have the duty. However, was that enough? All of these factors a...

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Injured in a Bike Accident? You May be able to Make a Claim for Damages. - Miami Resort Injury Lawyer Blog

http://www.miamiresortinjurylawyerblog.com/injured-in-a-bike-accident-you-may-be-able-to-make-a-claim-for-damages-2

Subscribe to our newsletter. Injured in a Bike Accident? You May be able to Make a Claim for Damages. Posted by Hugo V. Alvarez. Our Florida bike accident lawyers. Continue to be concerned about the high numbers of serious and fatal pedestrian accidents and bicycle accidents that are occurring on Florida roads. In 2009, the number of fatal Florida bicycle accidents declined from 119 to 100, while fatal pedestrian accidents declined from 502 to 482. Our Miami bike accident lawyers. Urge motorists who have...

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Parasailing Accident Heightens the Need for Reform - Miami Resort Injury Lawyer Blog

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Subscribe to our newsletter. Parasailing Accident Heightens the Need for Reform. Posted by Hugo V. Alvarez. Legislatures believe that 2014 will be the year that regulations will finally get passed. A major reason for this belief is that another accident has taken place in Panama City Beach. Legislation would like to require equipment inspections, standards to protect customers, and a ban on operations to close to shore. Licensing ensures you that you are under the supervision of a responsible operator&#4...

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Miami Real Estate Attorney Blog – Powered by Becker and Poliakoff

Miami Real Estate Attorney Blog. Powered by Becker and Poliakoff. UPDATE: What Impact Will a PACE Loan Have on Your Real Estate Closing. The impact a Property Assessed Clean Energy (PACE) loan may have on your real estate closing. Since we wrote about the FHA has issued additional guidelines regarding those loans. But the FHA is now concerned about the impact of the PACE liens. FHA is also concerned with the lack of consumer protections associated with the origination of the PACE assessment, which are fa...

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