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Do I have enough saved to afford retirement?
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Was successfully added to your cart. Wade D. Pfau, Ph.D., CFA. Founder, Retirement Researcher. Professor of Retirement Income, The American College. Director of Retirement Research, McLean Asset Management. I’m Wade Pfau, the Retirement Researcher. I’m the Professor of Retirement Income at The American College, which educates financial planners. I’m also the Director of Retirement Research for McLean Asset Management and inStream. This is where you can find information about questions such as:. When shou...
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A Simple Allocation Example - Retirement Researcher
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Was successfully added to your cart. A Simple Allocation Example. By Wade Pfau, Ph.D., CFA. August 6, 2015. Upon entering retirement, you have several options in front of you in terms of allocating between stocks, bonds, and income annuities. Let us consider a simple example and four different approaches. Alternatively, you could seek an investment return higher than 0% by including stocks. If you could ensure a fixed annual investment return of 3.1%, you could support the 5% spending rate for 30...The f...
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6 Strategies to Extend Savings Without Working Longer - Retirement Researcher
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Was successfully added to your cart. 6 Strategies to Extend Savings Without Working Longer. By Wade Pfau, Ph.D., CFA. August 12, 2015. Below is an excerpt from the New York Times. To ensure the basics are covered, healthy retirees could potentially use a portion of their modest portfolio to buy a plain-vanilla annuity, where you give money to an insurer in exchange for a guaranteed stream of income that starts immediately or at some future date. Should You Plan On Your Retirement Lasting 30 Years Or 40?
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Retirement Income Strategies with Annuities
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Was successfully added to your cart. Retirement Income Strategies with Annuities. By Wade Pfau, Ph.D., CFA. August 12, 2015. Originally published at Forbes. Income annuities come in a variety of shapes and sizes. It can be overwhelming to know which one makes the most sense for your situation. In this column, I will explore how income annuities work and what options are available. When do income payments start? Do income annuities cover one life or two? What are the different flavors of payouts? These an...
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Retirement Readiness Review - Retirement Researcher
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Was successfully added to your cart. Request Retirement Readiness Review. McLean Asset Management provides three ways to review your current financial picture. Please review each option below and let us know how we can help. Would my financial plan work if I do not take investment risk? Goals-Based Monte Carlo Plan or Safe Savings Rate. How much can I spend in retirement? Or, for pre-retirees, is my savings plan on track? Goals-Based Monte Carlo Plan or Safe Savings Rate. Risk Capacity and Tolerance.
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Why Bond Funds Don't Belong in Retirement Portfolios
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Was successfully added to your cart. Why Bond Funds Don’t Belong in Retirement Portfolios. By Wade Pfau, Ph.D., CFA. August 4, 2015. Income annuities provide payments precisely matched to a client’s longevity while stocks provide opportunities for greater investment growth. The question remains whether clients should hold bond funds in their retirement income portfolio. Managing retirement risks with income annuities. Jason's Quick Clips Heartbeat of the Financial World. September 4, 2015 at 4:07 pm.
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Insights and Research by Wade Pfau - Retirement Researcher
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Was successfully added to your cart. Should You Plan On Your Retirement Lasting 30 Years Or 40? Wade Pfau, Ph.D., CFA. Challenges to the 4% Rule. The 4% rule has a planning horizon of thirty years. But is that a long enough horizon? How Long Can Retirees Expect To Live Once They Hit 65? Wade Pfau, Ph.D., CFA. To show remaining life expectancies for males and females at different points in history. Click here to download Wade’s fact sheet, “What Is Your Retirement Objective? Though demographers debate ext...
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News and Events Archives - The Pacific Financial Group
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Form ADV Part 2A and 2B. TPFG Mutual Fund Prospectus. Self Directed Brokerage Account Management. Core Retirement Account Management. Separately Managed Account (SMA) Portfolios. Variable Annuity Optimization (VAO). Performance and Portfolio Statistics. Affiliations – Memberships. Press enter to begin your search. Form ADV Part 2A and 2B. TPFG Mutual Fund Prospectus. Self Directed Brokerage Account Management. Core Retirement Account Management. Separately Managed Account (SMA) Portfolios. Market Comment...
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History - The Pacific Financial Group
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Form ADV Part 2A and 2B. TPFG Mutual Fund Prospectus. Self Directed Brokerage Account Management. Core Retirement Account Management. Separately Managed Account (SMA) Portfolios. Variable Annuity Optimization (VAO). Performance and Portfolio Statistics. Affiliations – Memberships. Press enter to begin your search. Form ADV Part 2A and 2B. TPFG Mutual Fund Prospectus. Self Directed Brokerage Account Management. Core Retirement Account Management. Separately Managed Account (SMA) Portfolios. August 29, 2016.
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Variable Annuity Optimization (VAO) - The Pacific Financial Group
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Form ADV Part 2A and 2B. TPFG Mutual Fund Prospectus. Self Directed Brokerage Account Management. Core Retirement Account Management. Separately Managed Account (SMA) Portfolios. Variable Annuity Optimization (VAO). Performance and Portfolio Statistics. Affiliations – Memberships. Press enter to begin your search. Form ADV Part 2A and 2B. TPFG Mutual Fund Prospectus. Self Directed Brokerage Account Management. Core Retirement Account Management. Separately Managed Account (SMA) Portfolios. Because most a...