behindthemortgage.com
About
http://www.behindthemortgage.com/about
Alex Stenback Twin Cities Blog on Mortgages, Rates, and Real Estate. About Behind The Mortgage. Behind The Mortgage in October of 2004. Back when MySpace still mattered and I had to explain to others what a blog was (“No mom, my blog is not an online diary.”). How far we have come. And many of you have become clients. I’ve been an active mortgage banker/loan officer since 1998. I am a student of the game, and hold myself and each of my clients interests to the absolute highest standards of serv...But tho...
homesmsp.blogspot.com
HomesMSP Blog: May 2007
http://homesmsp.blogspot.com/2007_05_01_archive.html
Honest, practical information on buying or selling a home.and musings on life and sense of place in the Minneapolis/St. Paul area. Wednesday, May 30, 2007. Last week's market report. Compiled by the Minneapolis Area Association of Realtors shows that new listings are relatively flat compared to last year, but newly signed purchase agreements continue to decline, now over 20% behind this same time last year. The after effects of those lending practices are also causing a sharp increase in short sales.
joeniece.com
Helpful Information and Links from Joe Niece
http://joeniece.com/links.html
What's a Short Sale. Marketing Testimonials (click for more). Joe spent over an hour talking passionately about how he was going to market our home (hover for more). Availability Testimonials (click for more). I highly recommend the Joe Niece Team for your real estate needs. (hover for more). I am the worst buyer in the (hover for more). Inspection Testimonial (click for more). I had listed and sold my home with Joe and the buyers had insisted on doing a stucco inspection on my home (hover for more).
behindthemortgage.com
Twin Cities Real Estate Market - Rebounding Hard in August 2013
http://www.behindthemortgage.com/2013/09/twin-cities-home-prices-aug-2013-rebounding-so-hard.html
Alex Stenback Twin Cities Blog on Mortgages, Rates, and Real Estate. Twin Cities Home Prices Aug 2013: Rebounding So Hard. September 12, 2013. The Minneapolis Area Realtors Association has released their August 2013 Real Estate Stats. You can fins the full report here. But this quote from the 4th paragraph is sure to have home sellers (and anyone who has purchased a new home in the last couple of years) smiling:. In other words – though there is price growth, it is likely more modest than the headl...
behindthemortgage.com
Why Your Water Must Be Turned on Before Closing
http://www.behindthemortgage.com/2012/11/why-your-water-must-be-turned-on-before-closing.html
Alex Stenback Twin Cities Blog on Mortgages, Rates, and Real Estate. Why Your Water Must Be Turned on Before Closing. November 13, 2012. Sometimes, the fact that lenders can be sticklers for property condition makes people crazy. To explain why we are the way we are, here’s an excerpt from an actual email received in our office today, on a property that we required the sellers to turn the water on before closing. We sent the appraiser out to verify the water was on. And boy was it. Next post: Twin Cities...
behindthemortgage.com
Rising Home Values = Rising Home Equity = Less Underwater Homeowners
http://www.behindthemortgage.com/2013/09/rising-home-values-rising-home-equity-less-underwater-homeowners.html
Alex Stenback Twin Cities Blog on Mortgages, Rates, and Real Estate. Rising Home Values = Rising Home Equity = Less Underwater Homeowners. September 10, 2013. Real Estate Research firm CoreLogic solves a baffling (2 2 =? Equation for us by illustrating the fact that rising home values lead to less people with negative equity (a gentle, sanitary euphemism for owing your lender more than your home is worth.). Jim Buchta at the Strib gets the local angle. Good news of course, but you already knew that.
behindthemortgage.com
Testimonial Time Out
http://www.behindthemortgage.com/2012/11/testimonial-time-out.html
Alex Stenback Twin Cities Blog on Mortgages, Rates, and Real Estate. November 9, 2012. I have been too busy generating these to do much proper blogging lately. Does this count as a Testimonial? Announcing: Holiday and Hiatus and A New Contributor at Behind the Mortgage. Notify me of follow-up comments by email. Notify me of new posts by email. Previous post: Now Can We Call the Bottom In Housing? The Fear Bubble Has Popped. Next post: Why Your Water Must Be Turned on Before Closing. Follow Alex on Twitter.
behindthemortgage.com
Behind The Mortgage — Alex Stenback | Twin Cities Blog on Mortgages, Rates, and Real Estate — Page 2
http://www.behindthemortgage.com/page/2
Alex Stenback Twin Cities Blog on Mortgages, Rates, and Real Estate. The Obama Refinance Proposal: Don’t Hold Your Breath Just Yet. I am getting a lot of email on the new “Obama Refinance Plan” that was announced last week. I’ll be back with a more technical breakdown of the key elements of the proposal, but I wanted to poke my head out to make two quick points on this: 1. The Obama Refinance Plan is a […]. Read the full article. What Yesterday’s Fed Announcement Means for Mortgage Rates. A favorite ques...
behindthemortgage.com
The NEW FHA Streamline Refinance Program: Lower costs and lower rates for many FHA borrowers
http://www.behindthemortgage.com/2012/03/obama-fha-refinance-program-changes-include-reduced-fha-insurance-premiums-for-streamline-refinance-program.html
Alex Stenback Twin Cities Blog on Mortgages, Rates, and Real Estate. 8216;Obama’ FHA Refinance Program: Changes include reduced FHA insurance premiums for streamline refinance program. March 6, 2012. HUD has now published the Mortgagee Letter: The new program will be available for FHA Case Numbers assigned. On or after June 11th 2012. This means eligible borrowers will need to wait about 3 months (and hope that rates remain low) before they can lock in. Additional fact sheet here. 8212;—–. Program will b...