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Voluntary Plans
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James M Morrison Insurance Services, Inc. Section 125 Cafeteria Plan. Long Term Care Statistics. Life and Health Links. Trust, Value, and Experience. United Health Care Clients Please Note. July Change in Federal Overtime Rules May Cost Employers. Blue Shield of CA Offers Identity Protection Services at No Cost to All Eligible Health Plan Members. PPACA Coverage Cops Have Started Calling Employers. HSA Limits Released for 2017. Click the button below to visit our individual insurance website. PPACA Cover...
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Long Term Disability
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James M Morrison Insurance Services, Inc. Section 125 Cafeteria Plan. Long Term Care Statistics. Life and Health Links. Trust, Value, and Experience. When faced with an employee who’s been disabled, uninsured employers have few options. Do you continue to pay all or part of a salary? How many people really use their LTD plan? There is a 1 in 5 risk that a 35 year old will be disabled for 90 days or more before age 65. You are more likely to become disabled than to die during your working years. CMS Issue...
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Welcome
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James M Morrison Insurance Services, Inc. Section 125 Cafeteria Plan. Long Term Care Statistics. Life and Health Links. Trust, Value, and Experience. James M. Morrison Insurance Services, Inc. offers one stop shopping for your health insurance and employee benefits needs. We offer expert advice and top notch service in the following areas:. Section 125 Plan administration. Flexible Spending Accounts administration. Health Savings Accounts (HSA). Self Funded Insurance Programs. HSA Limits Released for 2017.
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My Benefits
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James M Morrison Insurance Services, Inc. Section 125 Cafeteria Plan. Long Term Care Statistics. Life and Health Links. Trust, Value, and Experience. Please click the logo to view your benefits online:. United Health Care Clients Please Note. July Change in Federal Overtime Rules May Cost Employers. Blue Shield of CA Offers Identity Protection Services at No Cost to All Eligible Health Plan Members. PPACA Coverage Cops Have Started Calling Employers. HSA Limits Released for 2017. News You Can Use. Jim Mo...
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Section 125 Cafeteria Plan
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James M Morrison Insurance Services, Inc. Section 125 Cafeteria Plan. Long Term Care Statistics. Life and Health Links. Trust, Value, and Experience. Section 125 Cafeteria Plan. Section 125 Cafeteria Plan. The employee may elect to participate in any of three accounts. Federal, State and Social Security taxes are saved on every dollar contributed to the plan. PREMIUM ACCOUNT allows employees to pay their group insurance premium contributions pretax, increasing their take home paycheck;. The Dependent Car...
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Medical Insurance
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James M Morrison Insurance Services, Inc. Section 125 Cafeteria Plan. Long Term Care Statistics. Life and Health Links. Trust, Value, and Experience. United Health Care Clients Please Note. July Change in Federal Overtime Rules May Cost Employers. Blue Shield of CA Offers Identity Protection Services at No Cost to All Eligible Health Plan Members. PPACA Coverage Cops Have Started Calling Employers. HSA Limits Released for 2017. Click the button below to visit our individual insurance website. Jim Morriso...
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Long Term Care Statistics
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James M Morrison Insurance Services, Inc. Section 125 Cafeteria Plan. Long Term Care Statistics. Life and Health Links. Trust, Value, and Experience. Long Term Care Statistics. Long Term Care Statistics. Average life expectancy for a 40-year old: 78.7 years. Average life expectancy for a 65-year old: 82.7 years. Percentage of those now aged 65 who are expected to survive to age 90: 25%. Percentage of those over 85 who need help with activities of daily living: 50%. Average length of stay: 2.3 years.
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401(k)
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James M Morrison Insurance Services, Inc. Section 125 Cafeteria Plan. Long Term Care Statistics. Life and Health Links. Trust, Value, and Experience. Elective deferrals are voluntary and the amount you contribute is up to you. (Federal law limits the deferral to or $18,000 ($24,000 if over 50). Deferrals are made before tax; therefore, you pay less in Federal and State income taxes. A checklist of 2015 contribution limits. The annual dollar limit for FSA contributions increases to $2,550. Something to no...
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HIPAA
http://misbenefits.com/resources/hipaa
James M Morrison Insurance Services, Inc. Section 125 Cafeteria Plan. Long Term Care Statistics. Life and Health Links. Trust, Value, and Experience. Stands for the H. Ct Passed by Congress in 1996, HIPPA. Helps to protect your rights to health coverage during events such as changing or losing jobs, pregnancy, moving, or divorce. It provides rights and protections for employers when getting and renewing health coverage for their employees. The following information highlights the scope of HIPAA. Are an e...
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Online Services
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James M Morrison Insurance Services, Inc. Section 125 Cafeteria Plan. Long Term Care Statistics. Life and Health Links. Trust, Value, and Experience. Provides an growing array of online services to assist your efforts to gain a competitive advantage in servicing your employees. Our Agency website has online quoting, secure summary benefits, email web forms, as well as many other Internet capabilites, making it easier for you to get the information you need. United Health Care Clients Please Note. If you ...