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Mitch Dietz Olympia Real Estate : Build Equity Faster

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Monday, July 13, 2015. Equity is an asset and an appreciating home is an investment. While some people have resolved themselves that a mortgage payment is a normal part of life, others have set goals to get their home paid for as soon as possible. There are several strategies that will work but they all require persistent vigilance. Making one extra payment a year will have almost the same effect as a bi-weekly payment. The 13th payment would be completely applied to principal. Subscribe to: Post Comment...

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Mitch Dietz Olympia Real Estate : May 2015

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Monday, May 25, 2015. Who would want to be without one? When the 75 year old man who had been widowed four times was asked why he was getting married again, he said “for the little bit that they eat, I wouldn’t want to be without one.”. In a torrential rainfall, you wouldn’t want to be without an umbrella. It is also understandable that when purchasing or selling a home, more and more people want an agent involved. Other areas of contention that could affect a party without an agent:. Even when there are...

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Mitch Dietz Olympia Real Estate : Three M's of Homeownership

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Monday, July 6, 2015. Three M's of Homeownership. Among the many reasons people have to own home, they include having a place of their own, to raise a family and to share with friends. Additional benefits include security, investment, peace, pride and enjoyment. Together with the benefits come the responsibility to take care of the home for its livability and viability as a sound decision. A homeowner’s concerns can be broken down into three areas. Mitch Dietz Olympia Real Estate. Its Hard to Imagine.

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Mitch Dietz Olympia Real Estate : April 2014

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Thursday, April 10, 2014. 2013 Second Place Scholarship Contest Winner – Hania Marien. Congratulations again to our 2013 second place winner Hania Marien. Hania submitted a wonderful essay on how growing up within two cultures has shaped her life. Here is Hania’s wonderfully written essay:. The Gift of Perfect Pruning and Otherworldly Oreos. 8220;Hoe ziet uw huis eigenlijk uit? His response got me thinking about my home, my life within the blue wooden siding. Mitch Dietz Olympia Real Estate. 8220;There&#...

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Mitch Dietz Olympia Real Estate : What's Stopping You?

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Monday, July 20, 2015. The majority of tenants say they’d like to own a home but continue to pay rent and missing out on financial and emotional advantages. There seems to still be a lot of misinformation in the marketplace. Most tenants realize considerably lower cost of housing by owning once the appreciation, amortization and tax savings are considered. The savings in the first year alone could easily be more than the down payment required. Plug in your own numbers in a Rent vs. Own. View my complete ...

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Mitch Dietz Olympia Real Estate : April 2015

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Monday, April 27, 2015. Pay More or Less. Paying more for your house payment does not make your home more valuable. It does mean that the mortgage rate may be higher than it has to be. Another feature of a FHA ARM is the maximum rate change in one period is 1% and the maximum lifetime cap is 5% over the initial rate. The total savings on the ARM at the end of the first period is $13,477. If a borrower felt confident they would sell the home prior to the breakeven point of 8.5 years, the ARM would...To he...

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Mitch Dietz Olympia Real Estate : August 2015

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Monday, August 31, 2015. Checking for Water Leaks. An unexpected, larger-than-normal water bill could lead a person to think that they might have a leak. Before incurring the cost of a plumber, it is fairly easy to run your own test. Locate your water meter. They’re usually in the front of the house, near the street. In some cases, you might need a meter key to open it; they can be purchased at Lowe’s, Home Depot or other hardware stores. Mitch Dietz Olympia Real Estate. Links to this post. Interest rate...

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Mitch Dietz Olympia Real Estate : January 2015

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Monday, January 26, 2015. Converting a Home to a Rental. A simple decision to rent your current home instead of selling it when moving to a new home could have far reaching consequences. If you have a considerable gain, in a principal residence and you rent it for more than three years, it can lose the principal residence status and the profit must be recognized. Mitch Dietz Olympia Real Estate. Links to this post. Monday, January 19, 2015. Get Ready to Garage Sale. Start early to research and plan.

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Mitch Dietz Olympia Real Estate : October 2014

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Monday, October 27, 2014. Is the stock market keeping you up at night? Are you consuming more antacids than ever before? Are the ups and downs causing more stress than you want or need? There is a simple alternative in rental real estate. Unlike most commercial property, single family homes are much more liquid because of the higher demand for residential property. Single family homes offer the investor the opportunity to borrow high loan-to-value mortgages at fixed interest rates, for long periods o...

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Mitch Dietz Olympia Real Estate : Wait a Year...It Won't Matter?

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Monday, August 10, 2015. Wait a Year.It Won't Matter? There is a frequently quoted expression “more money has been lost from indecision than was ever lost from making a bad decision.” Regardless of the extent of its accuracy, most people can recall when procrastination has cost them money. A $250,000 home purchased today on a FHA loan at 4% for 30 years will have a principal and interest payment of $1,151.76. If a buyer were to wait a year and the price increased 5% and the rate went up by 1%, th...Check...