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Monday, July 26, 2010. House Prices Falling again. House prices have now fallen for 4 out of the last 5 months according to the Halifax's monthly survey. The obvious general ones are:. Lack of mortgage finance. Also, First time buyers cannot afford to buy property.why? They need to put up a bigger deposit, compared to 4 years ago. Houses are still expensive in reflation to their earnings. Is all this likely to change? Posted by Sean Wilson, APFS, Independent Financial Advisors (IFA), Swindon, Wiltshire.

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Monday, July 26, 2010. House Prices Falling again. House prices have now fallen for 4 out of the last 5 months according to the Halifax's monthly survey. The obvious general ones are:. Lack of mortgage finance. Also, First time buyers cannot afford to buy property.why? They need to put up a bigger deposit, compared to 4 years ago. Houses are still expensive in reflation to their earnings. Is all this likely to change? Posted by Sean Wilson, APFS, Independent Financial Advisors (IFA), Swindon, Wiltshire.

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Money Swindon | moneyswindon.blogspot.com Reviews

https://moneyswindon.blogspot.com

Monday, July 26, 2010. House Prices Falling again. House prices have now fallen for 4 out of the last 5 months according to the Halifax's monthly survey. The obvious general ones are:. Lack of mortgage finance. Also, First time buyers cannot afford to buy property.why? They need to put up a bigger deposit, compared to 4 years ago. Houses are still expensive in reflation to their earnings. Is all this likely to change? Posted by Sean Wilson, APFS, Independent Financial Advisors (IFA), Swindon, Wiltshire.

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moneyswindon.blogspot.com

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Money Swindon: Transferring your Cash ISA

http://moneyswindon.blogspot.com/2010/07/transferring-your-cash-isa.html

Friday, July 16, 2010. Transferring your Cash ISA. Each year Banks and Building Societies spend millions advertising trying to get you to put your ISA allowance with them. What about your old ISA money? They rarely mention your ISAs from previous years and mysteriously fail to mention you can transfer your ISA from your current bankto a new one. It is worth reviewing rates on your old ISA and comparing them with the current best buys. A final note: check that the new ISA can receive old ISA money.

2

Money Swindon: August 2009

http://moneyswindon.blogspot.com/2009_08_01_archive.html

Monday, August 10, 2009. Northern Rock.the mess continues. Nationalised bank Northern Rock announced losses of half year losses of £725 000 000. 22 000 of its mortgage customers are in arrears and 40% of their customers suffer form negative equity. This is the consequence of Northern Rock's expnasion programme which involved lending to high risk groups of borrowers with 100% mortgages. Not surprsingly Alistair Darling said he was in "no hurry" to try and find a buyer for the ailing bank.

3

Money Swindon: Expensive bank accounts..££££s

http://moneyswindon.blogspot.com/2010/07/expensive-bank-accountss.html

Monday, July 19, 2010. Expensive bank accounts.££££s. Do you pay a fee a monthly fee on your bank account? You probably do not need to. Banks like to offer "premium" bank accounts to their customers which have a monthly fee ranging form £5 to £40 per month. You are paying for travel insurance and mobile phone insurance, which you can get elsewhere more cheaply if you want or need them. Posted by Sean Wilson, APFS, Independent Financial Advisors (IFA), Swindon, Wiltshire. Subscribe to: Post Comments (Atom).

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Money Swindon: May 2010

http://moneyswindon.blogspot.com/2010_05_01_archive.html

Friday, May 21, 2010. Buy to Let Property.big tax hike? One of the dilemmas facing the new government is how to raise money by increasing taxes. Politicians do no like increasing income tax because it is unpopular. One area which is being considered is Capital gains Tax which affects Buy to Let Property amongst other things. It is being suggested that the tax on the profits of selling such a property could be raised from 18% to 40 or even 50%. Labels: but to let. Wednesday, May 12, 2010.

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Money Swindon: Your ISA Allowances

http://moneyswindon.blogspot.com/2010/04/your-isa-allowances.html

Friday, April 30, 2010. From 6th April 2010, everybody's ISA allowances rose to £10 200 a year. That's £5100 in a Cash ISA.plus £5100 in a Stocks and Shares ISA. Posted by Sean Wilson, APFS, Independent Financial Advisors (IFA), Swindon, Wiltshire. Subscribe to: Post Comments (Atom). Tel: 01793 524 806. Mobile: 07763 216 277. Swindon, Wiltshire, United Kingdom. View my complete profile. How much can you earn without paying tax?

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Combining Maslow’s Hierarchy of Needs & Personal Finance — My Money Blog

http://www.mymoneyblog.com/combining-maslows-hierarchy-of-needs-personal-finance.html

Combining Maslow’s Hierarchy of Needs & Personal Finance. July 30, 2015. Updated. You may or may not be familiar with Maslow’s Hierarchy of Needs. Which is part of one theory explaining human behavior by psychologist Abraham Maslow. It suggests that there are five general levels of needs:. In the book Retirement Income Redesigned. The authors make a close correlation between the hierarchy of needs and planning for retirement. Here is a figure from the book:. How much do you spend simply to survive? This ...

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Money Swindon

Monday, July 26, 2010. House Prices Falling again. House prices have now fallen for 4 out of the last 5 months according to the Halifax's monthly survey. The obvious general ones are:. Lack of mortgage finance. Also, First time buyers cannot afford to buy property.why? They need to put up a bigger deposit, compared to 4 years ago. Houses are still expensive in reflation to their earnings. Is all this likely to change? Posted by Sean Wilson, APFS, Independent Financial Advisors (IFA), Swindon, Wiltshire.

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