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The Internet's leading website for home loans, mortgages, electronic lending, and loans using the best mortgage tools on the Internet. Online shopping for the best loan rates, best loan programs, and current rates.

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MONTANA FINANCIAL : Home | montanafinancial.net Reviews

https://montanafinancial.net

The Internet's leading website for home loans, mortgages, electronic lending, and loans using the best mortgage tools on the Internet. Online shopping for the best loan rates, best loan programs, and current rates.

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1

MONTANA FINANCIAL : Mortgage Calculators

http://www.montanafinancial.net/Calculators/Menu.aspx

How to Get a Loan. Why Use a Broker? The following online calculators serve as helpful tools during the mortgage process. Calculate your monthly payment and see how the principal is paid over time. Rent vs. Own. Calculate the difference between renting and buying a home. Annual Percentage Rate (APR). Calculate the APR for fixed-rate or adjustable-rate loans. Determine if you can consolidate your debt by combining it with your home mortgage. Find out how long it will take to break-even on a refinanced loan.

2

MONTANA FINANCIAL : Mortgage Glossary

http://www.montanafinancial.net/MortgageGlossary.aspx

How to Get a Loan. Why Use a Broker? 2/1 Buy Down Mortgage. Provision in a mortgage that allows the lender to demand payment of the entire principal balance if a monthly payment is missed or some other default occurs. A way to reduce the remaining balance on the loan by paying more than the scheduled principal amount due. The cost of a property plus the value of any capital expenditures for improvements to the property minus any depreciation taken. Annual Percentage Rate (APR). The cost of credit, expres...

3

MONTANA FINANCIAL : Mortgage Checklist

http://www.montanafinancial.net/MortgageChecklist.aspx

How to Get a Loan. Why Use a Broker? The following information is usually required during the loan process:. Your Social Security number. Current pay stubs or, if self employed, your tax returns for the past two years. Bank statements for the past two months. Investment account statements for the past two months. Retirement account statements for the past two months. Make and model of vehicles you own and their resale value. Credit card account information. Auto loan account information. How to Get a Loan.

4

MONTANA FINANCIAL : Home Purchase Basics

http://www.montanafinancial.net/HomePurchaseBasics.aspx

How to Get a Loan. Why Use a Broker? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer. Here's some information that will keep you on track. Count On Your Real Estate Agent To:. Preview available homes to weed out those that are overpriced, or undesirable in some other way. Present the homes that suit your needs as you've defined them. Count On Your Mortgage Broker and Loan Officer To:. Keep ...

5

MONTANA FINANCIAL : Printable Forms

http://www.montanafinancial.net/PrintableForm.aspx

How to Get a Loan. Why Use a Broker? This page provides common documents that are used during the loan process. Uniform Residential Loan Application. Solicitud Uniforme para Préstamo Hipotecario Residencial. Borrowers Certification and Authorization. Consumer Handbook on Adjustable Rate Mortgages (ARM). Credit Report Authorization and Release. Mortgage Loan Disclosure Statement/Good Faith Estimate. Notice of Special Flood Hazards and Availability of Federal Disaster Relief Assistance. How to Get a Loan.

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How to Get a Loan. Why Use a Broker? Welcome to our website. We look forward to putting our mortgage services to work for you! We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs. Purchasing a new home?

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