how-mortgages-work.blogspot.com
How mortgages work: Remortgaging
http://how-mortgages-work.blogspot.com/2007/10/remortgaging.html
Thursday, October 4, 2007. As mortgage lenders offer their best deals for new customers, remortgaging has become common place in the UK. The savings can be substantial, especially if you’ve got a large mortgage or are no longer enjoying any special introductory offer. Will you pay a penalty? If you’re unsure how to calculate any redemption penalty on your mortgage, then a quick call to your mortgage lender will be required and they should be able to give you the information relatively quickly. The second...
2nd-mortgage-refinance.blogspot.com
Mortgage Refinance: Bad-Credit Mortgage Refinance
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Friday, October 5, 2007. If you have bad credit, you will quickly learn that you have fewer options when it comes to a mortgage refinance than borrowers with high credit scores: You may not be able to borrow as much because lenders will require a lower loan-to-value ratio. This combined with rising closing costs can force the amount you can borrow down. Origination fees, and possibly points. Application, underwriting, or document preparation fees. Posted by . Labels: Bad-Credit Mortgage Refinance.
2nd-mortgage-refinance.blogspot.com
Mortgage Refinance: 5 Mistakes to Avoid if You Have Bad Credit and Want a Mortgage Refinance
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Friday, October 5, 2007. 5 Mistakes to Avoid if You Have Bad Credit and Want a Mortgage Refinance. If you are one of the many Americans out there with bad credit, but want a mortgage refinance, you are probably scrutinizing your credit report and wondering what you can do to improve your situation and boost your credit. Sometimes it helps to know what not to do so that you don't make things worse. Don't pay off all your existing. Posted by . Labels: 5 Mistakes to Avoid if You Have Bad Credit. 5 Mistakes...
2nd-mortgage-refinance.blogspot.com
Mortgage Refinance: Is Now the Right Time to Refinance?
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Friday, October 5, 2007. Is Now the Right Time to Refinance? The National Association of Realtors predicts a national price drop this year - could now be the right time to refinance? The answer depends on where you are. Bad Credit Mortgages: To Refinance or Not To Refinance. Las Vegas, NV is forecast to have the greatest price drop between now and April 2008 at -8.9%. How does your real estate market look? Posted by . Labels: A Flat Year. Bad Credit Mortgages: To Refinance or Not To Refinance.
second-mortgage-loan.blogspot.com
2nd Mortgage Loan: 2nd Mortgage Quick Tips
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Friday, October 5, 2007. 2nd Mortgage Quick Tips. Getting a Successful 2nd Mortgage. 2nd mortgages can be tempting because you can get a large amount of money. However, there are some common pitfalls you should keep an eye out for. Take a quick glance over these 2nd mortgage quick-tips. You’ll be in a better position to negotiate the best 2nd mortgage. Watching these factors will help your 2nd mortgage be a success:. Know about any balloon payments in the deal. Some 2nd mortgages start with low, easy...
second-mortgage-loan.blogspot.com
2nd Mortgage Loan: What Is a HELOC?
http://second-mortgage-loan.blogspot.com/2007/10/what-is-heloc.html
Friday, October 5, 2007. What Is a HELOC? I have been advised to refinance with a HELOC rather than with a standard mortgage. Could you explain the difference, and why one might be better than the other? HELOC stands for home equity line of credit, or simply "home equity line." It is a loan set up as a line of credit for some maximum draw, rather than for a fixed dollar amount. Interest on a HELOC. Because the balance of a HELOC may change from day to day, depending on draws and repayments, interest on a...
2nd-mortgage-refinance.blogspot.com
Mortgage Refinance: Bad Credit? How to Shop for the Best Mortgage
http://2nd-mortgage-refinance.blogspot.com/2007/10/bad-credit-how-to-shop-for-best.html
Friday, October 5, 2007. How to Shop for the Best Mortgage. Just because you have bad credit doesn't mean you can't check with different lenders and negotiate the best possible deal. What's the best way to get a decent rate on a bad credit mortgage refinance? Questions to Ask When Shopping for a Mortgage RefinanceSome of the top questions you should ask as you negotiate your bad credit mortgage refinance are:. Can any of the closing costs or fees be waived or negotiated? Is there a prepayment penalty?
how-mortgages-work.blogspot.com
How mortgages work: Bad credit mortgages
http://how-mortgages-work.blogspot.com/2007/10/bad-credit-mortgages.html
Thursday, October 4, 2007. Can you get a mortgage with bad credit? So, you’ve got a bad credit record. Perhaps you’ve missed a few credit card payments, have had a County Court Judgment awarded against you or have previously been made bankrupt. Does this mean you can’t get a mortgage? Try a mortgage broker. What sort of deals can you get? As you might expect, the interest rate you’ll be charged for a bad credit mortgage will be slightly higher than for an ordinary mortgage, and exactly how high wil...
how-mortgages-work.blogspot.com
How mortgages work: Buy-to-let mortgages
http://how-mortgages-work.blogspot.com/2007/10/buy-to-let-mortgages.html
Thursday, October 4, 2007. The rise of buy-to-let. With house prices soaring, buying additional properties to rent out has become increasingly popular. In order to fund these deals, most people take out a buy-to-let mortgage. The basic idea is that the rental income should cover the cost of the mortgage and any maintenance costs, so that the buy-to-let investor will make the majority of their profit from any increase in house prices. There are some key differences however, as we describe below. With an o...
2nd-mortgage-refinance.blogspot.com
Mortgage Refinance: The Seven Habits of Highly Successful Bad Credit Refinancing Candidates
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Friday, October 5, 2007. The Seven Habits of Highly Successful Bad Credit Refinancing Candidates. With mortgage rates still relatively low, even homeowners with bad credit stand to benefit from refinancing. If you want to take advantage of this opportunity, you'll need to know how to get the right loan refinance in the least amount of time. Here's how to get your loan file to the top of the lender's stack. 1- Know how refinancing fits into your financial goals. 2 - Have all the paperwork ready to go.
