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Mortgage Questions and Answers. Answers to common mortgage questions. Studies have shown that moving into a new home ranks up there with one of the most stressful life events we will encounter in our lifetimes! Purchasing a New Home / Property. Refinancing an Existing Property. Because of the changing economy and related changes to interest rates, you should always keep an eye on the mortgage rates and periodically check in with your mortgage professional to see if the time is right for refinancing. ...