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The fee you pay for the privilege of getting a mortgage, each origination point being equal to a percentage point of the loan amount. Annual Percentage Rate (APR). The annual percentage rate (APR) is the interest rate that reflects the closing fees administered to acquire the loan. The fees listed are only the fees that will be included in the loan. Borrower is still responsible for closing costs. What is a Mortgage? Four Main Types of Mortgage Transactions. Purchase Money Mortgage Rate:. If they have an...
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