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What is a Mortgage. How to get a Mortgage. What is a Mortgage. How to get a Mortgage. Step 1: Finding the Right Mortgage loan type. 30 year or 15 year Fixed mortgages are the most common type of mortgages. Another form is the adjustable rate mortgage, they are commonly referred to as ARMS, however, the interest rate on ARMS can vary over the length of the loan. Other types of mortgages offered are assumable loans and seller financing. More. Mortgage Brokers vs. Mortgage Banks. How to get a Mortgage.

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