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Please, do not use any thousands separator and use a dot as decimal separator. Ex: 10,000.65 = 10000.65. Additional Payment (per month). How to use this calculator:. 1) Enter the initial amount of your mortgage. 2) Select the currency you want the results to be shown. 3) Select the mortgage term in the dropdown menu. 4) Enter the number of payments already paid. 5) Enter additional payment per month. If the value is zero, the debt is extinguished at once time. 6) Enter the interest rate of the loan (APR).

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