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Mortgage rates changes every year find out the current fixed rates, adjustable rates for a 10, 15, or 30 year mortgage loan. Mortgage Rates Fluctuate Every Year Find Out What The Current Rate Is. Mortgage Rate History in the United States. Every homeowner and prospective homeowner should know a bit about mortgage rate history. And the current mortgage rate trend will help them decide if the current rates are good enough for them. In the United States using the development and growth of. Fannie Mae refers...