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Mortgage refinance rates are at an all time low. So is now the time to refinance? A mortgage refinance could save you thousands or be a needless expense. You must carefully consider your situation, the potential savings and the cost of the home mortgage refinance before determining if refinancing is right for you. Lowering your mortgage interest rate. Will reduce your monthly payment and save you money each month. Switching to a fixed rate loan from an ARM. Take into consideration your monthly savings an...

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