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Mortgage Guide - Information, News and Tips. Thursday, March 8, 2007. Important things to know before getting a refinance or Home Equity Loan. First thing, make sure that the loan will save you money in the long run, and more importantly, make sure you can afford the new loan payments. Every refinance loan is different, so make sure the terms will be manageable for you. Home equity loans also vary, so we advise you to evaluate all available options before making a final decision. There is no reduction in...

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