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MyAutomaticLifeMonday, September 28, 2009. For those who have a hard time not excessively spending on their credit cards, the envelope budget method may be the best solution for you. The envelope budget method places a specific amount of cash in each "category envelope" every month. For those who have a hard time controlling their spending this may be the best form of budget control. Remember to leave some spare money for savings and discretionary spending if possible. Discretionary spending, money for buying thing...
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