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Information required on a loan application - Secure Mortgage Company
http://www.sungfinancial.com/LoanApplicationInfo
What information will be needed for the application (and how it's kept private). Here is a list of the information mortgage lenders will use to consider your loan application. Social Security Number, for borrower and co-borrower if any. For the last two years, employment dates, addresses, salary. Current pay stubs or W-2 forms. Check and Savings Accounts and Certificates of Deposit. Location of bank accounts, account numbers and balances;. Address of bank if out of town. Last 3 months' statements. Comple...
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An overview of the loan process - Secure Mortgage Company
http://www.sungfinancial.com/TheLoanProcess
An overview of the loan process. There are four main steps involved in getting a loan. You'll see that we've made your part in them as easy as possible, and we do all the work! That's what we're here for. Step one: determine how much you can borrow. This is a function of a couple things. How much of a monthly payment can you afford? And given your unique credit and employment history, income and debt, and goals, how much will a lender loan you? Step two: pre-qualify for your loan. Step three: apply now!
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Getting prequalified for a mortgage loan - Secure Mortgage Company
http://www.sungfinancial.com/WhentogetQualified
Should you talk to a mortgage professional before house hunting? Even if you haven't so much as picked out houses to visit yet, it's important to see your mortgage professional first. Why? What can we do for you if you haven't negotiated a price, and don't know how much you want to borrow? When you find a house that catches your eye, and you decide to make an offer, being pre-qualified for a mortgage will do a couple of things. First, it lets you know how much you can offer. Your real estate agen...They ...
sungfinancial.com
Daily Rate Lock Advisory
http://www.sungfinancial.com/DailyRateLockAdvisory
2500 West Loop South #250 Houston, TX 77027. Phone: 713-202-4975 Fax: 713-583-9844 Email:. When to get Qualified. What is a credit score? Daily Rate Lock Advisory. Another website by PipelineROI.
sungfinancial.com
TX mortgages : TX mortgage rates and home loans
http://www.sungfinancial.com/Home
Get the best mortgage loan for you. When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you. Buying a new home. Is a source of anxiety, frustration - and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! We can help you get there. Refinancing your current mortgage. Tapping into your home equity. Our mortgage professionals give you the personal atte...
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What is a Credit Score? - Secure Mortgage Company
http://www.sungfinancial.com/Whatisacreditscore
What is a credit score? Before deciding on what terms lenders will offer you on a loan (which they base on the "risk" to them), they want to know two things about you: your ability to pay back the loan, and your willingness to pay back the loan. For the first, they look at your income-to-debt obligation ratio. For your willingness to pay back the loan, they consult your credit score. Your FICO score is between 350 (high risk) and 850 (low risk). 2500 West Loop South #250 Houston, TX 77027.