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Hybrid Annuities – Advantages and Disadvantages. Hybrid annuities are insurance contracts that allow the buyers to allocate the funds on both variable and fixed annuities. Hybrid annuities provide investors the capability to select the amount of assets that they can allocate to those conservative, fixed investments in which they offer lower, guaranteed rates on returns. The hybrid annuities also offer the investor the choice on the… Continue reading →. Understanding Fixed Index Annuity Pros and Cons.

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