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Providing financial aid and scholarship assistance to help make college affordable. How we work with you. Free Reports in PDF format:. 2014 College Loan Booklet. By Gary Carpenter, CPA. College Q&A with Steve Shapiro:. Santa Cruz Sentinel Article from February 2005 The Nightmare of Paying for College. Santa Cruz Sentinel Article from February 2006 – Advice for Stressed out Parents. Mid-County Post, October 2006. Santa Cruz Sentinel Article December 11, 2011. Http:/ www.collegeboundmonterey.com/.