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Our Mortgage Lady - Michelle Smith

Mortgage information for home buyers, realtors, homeowners, etc. VA, FHA, USDA, RHS, KHC, LPMI and topics by Michelle Smith, Loan Officer NMLS 197432

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Our Mortgage Lady - Michelle Smith | ourmortgagelady.com Reviews
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Mortgage information for home buyers, realtors, homeowners, etc. VA, FHA, USDA, RHS, KHC, LPMI and topics by Michelle Smith, Loan Officer NMLS 197432
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Our Mortgage Lady - Michelle Smith | ourmortgagelady.com Reviews

https://ourmortgagelady.com

Mortgage information for home buyers, realtors, homeowners, etc. VA, FHA, USDA, RHS, KHC, LPMI and topics by Michelle Smith, Loan Officer NMLS 197432

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ourmortgagelady.com ourmortgagelady.com
1

Our Mortgage Lady - Michelle Smith: All Credit Scores are Not the Same

http://www.ourmortgagelady.com/2014/01/all-credit-scores-are-not-same.html

Michelle Smith is an experienced mortgage professional who enjoys helping others achieve the dream of homeownership. Monday, January 6, 2014. All Credit Scores are Not the Same. Redit scores are one of those things that has consumers (and sometimes lenders) scratching their heads and saying “How did they come up with THAT credit score? He thing about FICO scores is that the credit score may vary from lender to lender. Why? Your insurance premium you pay for homeowners or car insurance also depends upon t...

2

Our Mortgage Lady - Michelle Smith: Gift Money - What you need to know BEFORE you get help with your down payment.

http://www.ourmortgagelady.com/2014/01/gift-money-what-you-need-to-know-before.html

Michelle Smith is an experienced mortgage professional who enjoys helping others achieve the dream of homeownership. Friday, January 31, 2014. Gift Money - What you need to know BEFORE you get help with your down payment. If you're getting gift money to use for a down payment on your new home, here are a few things to remember:. Is a form we will provide. The donor will need to complete it with basic information and a signed statement that the funds are a gift with no expectation of repayment. While the ...

3

Our Mortgage Lady - Michelle Smith: April 2013

http://www.ourmortgagelady.com/2013_04_01_archive.html

Michelle Smith is an experienced mortgage professional who enjoys helping others achieve the dream of homeownership. Monday, April 29, 2013. Comparing Short Sales vs. Foreclosures When Buying a Home. If you are in the market to buy a home any time soon, I’m sure you’ve heard or read a lot about “short sales” and “foreclosed” homes that are for sale these days. These are often great deals that can save you a lot of money! Time Needed to Close:. Foreclosure – May close quickly due to the fact that th...

4

Our Mortgage Lady - Michelle Smith: June 2014

http://www.ourmortgagelady.com/2014_06_01_archive.html

Michelle Smith is an experienced mortgage professional who enjoys helping others achieve the dream of homeownership. Monday, June 23, 2014. How to get rid of "Your are Pre-Approved" Junk Mail. Do you get junk mail from other mortgage companies, insurance agents, credit card companies and car dealers with ads telling you that you have already been pre-approved to do business with them? Well, let me tell you why! Instead of reading the fine print, I want to tell you how to opt-out of receiving the pre-scre...

5

Our Mortgage Lady - Michelle Smith: How to Shop for a Real Estate Agent that's Right for You!

http://www.ourmortgagelady.com/2014/02/how-to-shop-for-real-estate-agent-thats.html

Michelle Smith is an experienced mortgage professional who enjoys helping others achieve the dream of homeownership. Friday, February 14, 2014. How to Shop for a Real Estate Agent that's Right for You! Buying or selling a home can be exciting. But, it can also be a mixture of fear, anxiety and anticipation because it means a new chapter in your life. So, choosing the right real estate agent is one of the first things to consider when making a move. Is the agent’s personality compatible with yours? 8211; ...

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Our Mortgage Lady - Michelle Smith

Michelle Smith is an experienced mortgage professional who enjoys helping others achieve the dream of homeownership. Monday, June 23, 2014. How to get rid of "Your are Pre-Approved" Junk Mail. Do you get junk mail from other mortgage companies, insurance agents, credit card companies and car dealers with ads telling you that you have already been pre-approved to do business with them? Well, let me tell you why! Instead of reading the fine print, I want to tell you how to opt-out of receiving the pre-scre...

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